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she has been the family caretaker. she never married. she has taken care of her mother, father, and sister through their deaths. she took care of my children as she did me. we are all that is left of our clan.

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It sounds like the family owes her a pension plan if she was not paid in a traditional way. Please make sure she is cared for by all the people she helped so much. When she is 65 she will qualify for Medicare with the typical premiums. At the present time she can qualify for Medicaid if she is not working and has no money.

She may not be qualified for any other benefits from the government, but it does sound like she qualifies for sainthood. People like her are such a blessing to others. Please make sure she is cared for.
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Jessie makes an eloquent plea and very good points. It's time to help this woman out and return the favors she's apparently so willingly given the family.

She's only 60, she could also try a part-time job. Help her identify the skills she's used over the years in "volunteer work", create a resume, and help her find part time work. If she's strong enough to stand for a few hours, she could even be a greeter in stores that have them. Even if it's a non-career position, at least she would be paid, build some self esteem, and perhaps work up in the chain of command.

Given her caregiving skills, consider something along that line - would she enjoy working in a day care center with children? YMCA or the YWCA (not sure which one) has day care programs. Years ago some corporations were considering having day care for their employees. With her background of caring for her family, she should be ideal for this kind of employment.

So many people look to the government for assistance, but I think the best assistance is that which someone can locate him/herself, with his/her own resources. People gain confidence just from doing this.

Get together, list what she needs, and figure out ways that she can be helped.
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As geewiz mentioned above, your Aunt would only have as benefits Medicare and Social Security only if she had put money into the system through payroll deductions.

You mentioned your Aunt only had one job, but one job can last for 40+ years with a company plus other benefits. Or was the one job being a Caregiver to so many people throughout her life? Was she paid by the family? Did she pay payroll taxes? How did she pay for health insurance, or all this time had none?
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I promise with all my heart I will never leave her and if I have to pay for it myself I will. She takes care of me and my kids still. And she is running out of what she was left. I am recently divorced and pretty strapped but no one is going hungry. Thank you for the advice.....I am slowly getting her more active and I am not making her get one.
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If your aunt was paid , had taxes deducted, etc she may qualify for medicare and social security income when she reaches the appropriate age. Personally, I am not aware of any 'benefits' for her otherwise. Does she have medical insurance? Income or savings from a trust fund? Was she married and did she have benefits through her husband?
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A job
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Medicare is available to all people who are over 65 and are US citizens from what I understand. I don't know how not working and paying into Medicare will affect the premiums. Does anyone in the group know?
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I just found the answer on the AARP site. People who haven't worked long enough qualify for the normal Parts B and D, but they will have to pay the premium for Part A. AARP had that given as $235 a month for 2014. It is probably a good bit higher now with the way insurance has been increasing.
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