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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
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V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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There is a huge difference in what Medicare does & what Medicaid does and the eligibility criteria for each. It's not an either /or situation. This site has all sorts of terrific articles on what the M & Ms are.
In general, Medicare is a general entitlement for hospitalization and professional health care provider services which we usually qualify for via FICA payments during our working life and then from SS payments after retirement. It can also cover RXs within a defined part. Medicaid is an "at need" entitlement in which you must show both medical & financial "need" for a specific & limited timeframe state administred program run within an overall federal guideline. You must be poor and prove need, to be eligible for medicaid.
Mary, there's a differential of another sort between Medicare and Medicaid.
Medicare premiums for most people are $104.90 monthly. This provides us with what used to generally good benefits, but not routine vision or dental coveragel.
In addition, Medicare has since had to cut back benefits due to a political maneuver called sequestration. We now pay the same but get less.
While Medicaid was intended to be for the financially impoverished folks, it has been exploited by those who become artificially impoverished, through asset reassignment. Certain attorneys will assist a family in shielding assets by transferring to family members (or others), so that the individual eventually appears to be poor and can qualify for Medicaid.
If you search this site (see the search function in the upper right hand) corner, you'll find a lot of posts about qualifying for Medicaid and how to spend down assets to be able to qualify.
You can also read OhJude's post entitled "For people who want to circumvent the law with regard to retaining their parents assets and avoiding care costs... ", at
You'll see the "differential" between people who pay their own way and get less benefits and those who do play the asset shielding game so they can keep their financial and other assets but still suck off Medicaid, shifting the burden of medical care from themselves and their families to the taxpayers.
But there still are others who for whatever reasons are legitimately not financially able to pay for their own medical care. They don't play the artificial impoverishment game - they're not wealthy enough to do that.
If you detect contempt in this post, you're right. Like others who posted on Jude's thread, I despise people who manipulate a system intended to help legitimately needy people just to enhance themselves.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
In general, Medicare is a general entitlement for hospitalization and professional health care provider services which we usually qualify for via FICA payments during our working life and then from SS payments after retirement. It can also cover RXs within a defined part.
Medicaid is an "at need" entitlement in which you must show both medical & financial "need" for a specific & limited timeframe state administred program run within an overall federal guideline. You must be poor and prove need, to be eligible for medicaid.
Medicare premiums for most people are $104.90 monthly. This provides us with what used to generally good benefits, but not routine vision or dental coveragel.
In addition, Medicare has since had to cut back benefits due to a political maneuver called sequestration. We now pay the same but get less.
While Medicaid was intended to be for the financially impoverished folks, it has been exploited by those who become artificially impoverished, through asset reassignment. Certain attorneys will assist a family in shielding assets by transferring to family members (or others), so that the individual eventually appears to be poor and can qualify for Medicaid.
If you search this site (see the search function in the upper right hand) corner, you'll find a lot of posts about qualifying for Medicaid and how to spend down assets to be able to qualify.
You can also read OhJude's post entitled "For people who want to circumvent the law with regard to retaining their parents assets and avoiding care costs... ", at
https://www.agingcare.com/discussions/for-people-who-want-to-circumvent-the-law-194012.htm
You'll see the "differential" between people who pay their own way and get less benefits and those who do play the asset shielding game so they can keep their financial and other assets but still suck off Medicaid, shifting the burden of medical care from themselves and their families to the taxpayers.
But there still are others who for whatever reasons are legitimately not financially able to pay for their own medical care. They don't play the artificial impoverishment game - they're not wealthy enough to do that.
If you detect contempt in this post, you're right. Like others who posted on Jude's thread, I despise people who manipulate a system intended to help legitimately needy people just to enhance themselves.