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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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We have the same set up and I have been told by our elder attorney and elder estate planner that the accounts for which I an listed as a joint owner that 1/2 would be considered mine not his at the time of application. Now of course when the government is involved the rules can change every hour.
I would recommend contacting an attorney that specializes in elder estate planning and see what the current rules are for your area
You need to make a list of all the accounts and then see how they are reported. All accounts which are tied into her SS # will be considered her assets.
Since it's January, you all should be getting forms for taxes, like interest on bank accounts or dividend paid, etc. Look at them carefully. If the forms show mom's SS then those accounts are hers.
If you & bro are putting your own income into her accounts, you need to go an open your own individual accounts ASAP for your paycheck to go into. What you are doing now is "co-mingling" of funds and is totally sticky to have to work through to be able to determine what her true assets are for a Medicaid application. Personally, I would suggest you see an elder law attorney BEFORE you do the application so they can advise you how to deal with this mess BEFORE your mom applies. Depending on your state, you may have to include up to 5 years of bank statements and all fiancials for mom's Medicaid application. For my mom, it was 3 years & 6 months of all financials. So any funds you move out of mom's account will show up and be questioned. You need to be able to document what is her's and yours that makes sense and you kinda need good legal to back you up.
SSA really hates it when people do this and they (SS) have rules on co-mingling. Now SSA doesn't go and check everybody's bank accounts, but when & if she applies for Medicaid, the Medicaid caseworker may require that mom have her SS check managed by a "representative payee". You will have to go to SSA & do the form with your valid ID's and have an in person interview, etc to become this.
Medicaid will consider it all hers if these are joint accounts. IRA's usually list children as beneficiaries paid upon death of the account owner. These assets would have to be spent down by her, for her care only, before she would be eligible for Medicaid.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
I would recommend contacting an attorney that specializes in elder estate planning and see what the current rules are for your area
Since it's January, you all should be getting forms for taxes, like interest on bank accounts or dividend paid, etc. Look at them carefully. If the forms show mom's SS then those accounts are hers.
If you & bro are putting your own income into her accounts, you need to go an open your own individual accounts ASAP for your paycheck to go into. What you are doing now is "co-mingling" of funds and is totally sticky to have to work through to be able to determine what her true assets are for a Medicaid application. Personally, I would suggest you see an elder law attorney BEFORE you do the application so they can advise you how to deal with this mess BEFORE your mom applies. Depending on your state, you may have to include up to 5 years of bank statements and all fiancials for mom's Medicaid application. For my mom, it was 3 years & 6 months of all financials. So any funds you move out of mom's account will show up and be questioned. You need to be able to document what is her's and yours that makes sense and you kinda need good legal to back you up.
SSA really hates it when people do this and they (SS) have rules on co-mingling. Now SSA doesn't go and check everybody's bank accounts, but when & if she applies for Medicaid, the Medicaid caseworker may require that mom have her SS check managed by a "representative payee". You will have to go to SSA & do the form with your valid ID's and have an in person interview, etc to become this.