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Approximately 18 months ago I went out to visit my mother whom at the time lived in her own home next to my brother & his wife. I found my mother somewhat confused, losing weight, and behind on bills. My brother & wife had a terrible attitude towards me and even worse with our mother. Mom decided to move to assisted living 25 miles from my brother, sold her home and put her money in my name to take care of all her bills, rent, and personal needs. She has a cd with only me as beneficiary. After 1 year in assisted living mom became depressed as I live in Montana and could t be there a the time. We thought my brother would go and visit her but he has made no effort to call or visit. I went and moved her here to live with me and my husband in Montana. She has been here 6 months, has gained weight, I take her to get her hair do e weekly which she never did. Her estate, whatever is left is to be split equally with my brother but nothing is in her name except the cd with me as beneficiary, does brother get half of it should she pass? I no longer have anything to do with him or his wife. He does not call our 89 year old mother who has some dementia. He doesn't even send her a Mother's Day card. He told me back in 2013 that him and his wife didn't want to do anything to take care of mom, I could do it all! I asked him to help but he refused. Assisted living was great and she would have stayed there if he would have gone to visit. I was making 2-3 trips to California to visit. I can no longer work as I need to take care if her. I do have her signed up at a convalescent home to go for activities. Senior lunches, and respite care if needed. My brother is just waiting for her to die, doesn't care about mom, just her money!

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Well, sorry to say that your brother isn't that unusual. The CD mom has with you named as beneficiary will go directly to you . . . Unless your brother presents the bank with mom's power of attorney in his name and changes it.
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Consult an attorney - depending on how the CD is titled will change how it is viewed - whether there is an interest able to be inherited vs. completely going to a beneficiary. It could also affect you tax-wise so it makes sense to check it out. Depending on how much money it may be worth brother taking you to court for undue influence etc. An attorney can help you make sure that "all your ducks are in a row". In case she has to go on Medicaid in a nursing home, you want to make sure that her home's sale and money in your name does not disqualify her or cause penalty later. Unfortunate about the sibling and money. Not unusual which is a shame.
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