I, the live-in primary caregiver, have suspected that my mother has had dementia for a while now. She has not allowed me to take her to doctor appointments or take control of her medications. Basically, she will not let me take care of her. My brother, who has power of attorney, has not done anything about it because he's been taking advantage of the situation. In addition to turning my mother against me, he has done some shaddy financial transactions. I was told that if it's determined he did them while she was incompetent, they can be reversed. Is this true?
Having dementia and being incompetent in the legal sense are not the same thing. You are in a better position than a doctor is to be aware of when the dementia symptoms started. But whether she is incompetent, even now, is a different question.
Consulting an Elder Law Attorney is probably your best option at this point.
Several, I mean really SEVERAL years before my mother became truly diagnose-able (as in insisting that I drive her car and then calling the police to report it stolen--by me), she began making nasty allegations against people, and did some crazy things. She left the church she had been in for 20 years and joined a new church. Then, oh, I cringe to think about it, she proceeded to make waves in the new church. So unfair...
Now that she has been in AL for two years, I look back and ask myself when did it all begin? I have to say that the anxiety came very naturally to her--she was a very anxious person. But the extreme anxiety began many years before the irrational behavior. Was that part of the dementia? I believe it was. My poor father had to live through that in his last years of life. I remember his exasperation.
But today he is in peace and my mom is in AL playing bridge.
Is there a lesson in all of this?? For me the lesson is to be on guard with elders rather too early than too late. I try to understand that what I am witnessing (like my neighbor's hoarding and clutching of items ,etc.) might not just be "crazy her" but the beginning of something that will blossom later.
Does that help? I think it does. I had a gentle conversation wit her about her house--she had imagined she would give it away to s.o. who wanted all the stuff in it [yeah]--and I suggested that she might have to sell the house to pay for long term care, in which case the stuff might be thrown away or whatever by a stranger. So, now, she is cleaning it all out little by little. Better, right?.
Look back and remember how they were 6 mos, a year ago. Compare to now. Ask people who haven't seen them in a long time. You'll get a better idea of what you already suspect.
My own mother had a major "slipping down" episode last year. I was really pushing for a move to an ALF. The other sibs said she was FINE (but never saw her. Finally, at Christmas when they DID see her, they were appalled. She's stable now, so we put off anything major (and moving her, if that ever happens, would be MAJOR)...but it did help the 3 sibs who never see her to see her in a new light. She's progressively slower, more forgetful, and at 86, that isn't going to suddenly get better.
Your eyes are better at a lot of things that the dr's. (Having said that, my SIL is currently finishing his residency and is in the VA for a few months. He sees the worst of the worst there, but still says he can't dx a dementia pt without spending a LOT of time with them--which in private practice is pretty much impossible.)
It really does not matter how long she has had dementia...because legal incompetence was never set. Even if you got a doctor to say that she has had dementia for 2 years for example, you cannot go back in time 2 years to get the incompetence ruling. She would only be legally incompetent from the point that a judge says so.
Another issue that you have is that your mother, who is still legally competent, can spend her money in any way she pleases, including allowing your brother to make shady transactions...in effect gifting him the money to do as he pleases. He doesn't need POA to take a gift from her, and as long as she is legally competent she can do as she pleases with her money, even flushing it down the toilet if she wants.
Finally, if she is deemed incompetent and your brother holds financial POA, then the court will honor her wishes to allow him to make financial decisions. She is not able to make you POA if she wouldn't be able to stand in front of a judge/lawyer to change the paperwork.
The only thing that could be questionable here is if he is using his financial POA before she is deemed incompetent...this would be a crime, especially if he uses the funds for his own benefit.
One final note, if the POA your brother has is actually DPOA (durable) then it is already in effect and he can already manage her finances to her benefit.
Again, if he uses any of the funds for his benefit, AND she has not gifted/allowed him to do it, that would be the only way you could do anything...and even then a court case would be long and legal fees high.
Angel