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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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Although not directly related to your question, there is a very popular thread following the article "Should I quit my job to take of my parent", or close to that title, which you may find helpful. I agree with both the above posters that medicaid is the only way for help and also that 24/7 is beyond what most of us really can handle, both emotionally and physically. Good luck to you.
I'm not aware of a way to get paid for taking care of loved ones, unless they pay you from their personal funds. If she's not able to do that, I'd check to see if she qualifies for a nursing home or some professional care to come into the home to help her on some days.
I'd look into what kind of work is required in taking care of someone around the clock. It's a huge responsibility and a lot of work. Before making that decision, I'd do a lot of reading about how other people have done similar things and how it worked out. You can find people's stories here and on other places online.
I'd also consult with an attorney about the finances. I'd check to see what resources your mother has to provide for her care and if she might qualify for Medicaid to pay for LTC.
I'd also seriously consider the consequences of stopping work to help care for your mom. Leaving the workforce can put a dent in your retirement and it might not be as easy to get back into your career years down the road. It's a lot to consider.
Medicaid is the only program I know of (other than long term care insurance) that pays for in-home care. In many states the care can be provided by relatives. It is seldom the equivalent of full-time pay.
Another thing to thing about is if you get health insurance through your work. If you lose that by quitting, then you would need to go out into the open market and find something. There might be a cost difference.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
I'd look into what kind of work is required in taking care of someone around the clock. It's a huge responsibility and a lot of work. Before making that decision, I'd do a lot of reading about how other people have done similar things and how it worked out. You can find people's stories here and on other places online.
I'd also consult with an attorney about the finances. I'd check to see what resources your mother has to provide for her care and if she might qualify for Medicaid to pay for LTC.
I'd also seriously consider the consequences of stopping work to help care for your mom. Leaving the workforce can put a dent in your retirement and it might not be as easy to get back into your career years down the road. It's a lot to consider.
https://www.agingcare.com/articles/quit-job-to-care-for-parents-150227.htm and scroll down past the ads to see the whole article. And there were many comments by readers regarding this subject matter.
Another thing to thing about is if you get health insurance through your work. If you lose that by quitting, then you would need to go out into the open market and find something. There might be a cost difference.
You have a lot to think about.