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Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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My grandmother has been BAMBOOZLED by my father financially and is now in some long term nursing facility. He could care less and my voice ISNT heard because HE IS 1st ob DPOA
Lola, we need more information. Example, how old is your Grandmother and what are her medical issues. You mentioned she is now in long term care, who was caring for her prior to that or was she independent on her own?
How did your father bamboozle your Grandmother? I remember reading on another post elsewhere that your Dad had your Grandmother get a reverse mortgage on her house. Since your Grandmother would need to talk to the banker/lender herself and sign all the paperwork, how was she tricked into getting this loan? Or was she running out of money to help pay for the long term care?
You don't have yo do anything special. You are not compelled to act. If it makes you feel better, let dad know that if he can't act or dies, you aren't interested in helping your grandmother. That'll fix him.
You can usually do a notarized statement that you resign as POA which lets control pass to the next alternate, or leaves the person without a POA. But if you are really asking the same question again and not satisfied with the answer, maybe you are afraid to ask the question you really want to ask, or mean to be asking something else...are you really asking if you should resign as POA since you disagree with GM's placement in a long term care facility?
My GM is a 93 yr old that had taken care of herself, lived alone in her home until she got a UTI,from hell. CHANGED EVERYTHING. It was hallucinTions (delirium) and I moved in and took care of her for almost a year and 1/2, she kept getting UTI 's (because Kaiser kept giving her Ciproflaxin, that never worked) since she seemed to be getting sick longer, they diagnosed her with Dementia. My father was in desperate need of money and asked her, instead of a loan via B OF A, his idea for her was RM., ONE LUMP SUM PLUS A LOC AND HE TOOK IT ALL. He was convinced she was going to die. He already had plans to "put her into a home and sell the house, pay the loan off and share (maybe) whats leftover" his WIFES words. The one in a new car. I don't believe she belongs In a place that could care less if she eats or sleeps or gets out of bed. $7500, monthly. Nothing to keep her shArp. No activity. Lastly, the RM Was signed etc 1month before she was "admitted" and she hasnt any idea the facts regarding the loan/status of her home. He lied, she believed him, and the RM rep. Was a friend of his in laws
There is no more. As unfortunAte as it is, there is nothing more.I requested Adult Protective Services look into the situation, and as soon as she was admitted into the facility, the case was closed. Nothing I could do about it. I am stuck with a big loan that grows every month as does the LOC amount. What was a $65000 loan in one year has grown to $71,000+ and the $10000 LOC is now $14000+ I appreciate the time you all have given me. Thank You
Have you spoken with a lawyer about settling the loans? If there is an $84,000 lien, would they be willing to take $60,000? Can you get a mortgage for that amount? It's called a short sale.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
How did your father bamboozle your Grandmother? I remember reading on another post elsewhere that your Dad had your Grandmother get a reverse mortgage on her house. Since your Grandmother would need to talk to the banker/lender herself and sign all the paperwork, how was she tricked into getting this loan? Or was she running out of money to help pay for the long term care?
since she seemed to be getting sick longer, they diagnosed her with Dementia. My father was in desperate need of money and asked her, instead of a loan via B OF A, his idea for her was RM., ONE LUMP SUM PLUS A LOC AND HE TOOK IT ALL.
He was convinced she was going to die. He already had plans to "put her into a home and sell the house, pay the loan off and share (maybe) whats leftover" his WIFES words. The one in a new car. I don't believe she belongs In a place that could care less if she eats or sleeps or gets out of bed.
$7500, monthly. Nothing to keep her shArp. No activity.
Lastly, the RM Was signed etc 1month before she was "admitted" and she hasnt any idea the facts regarding the loan/status of her home. He lied, she believed him, and the RM rep. Was a friend of his in laws
I appreciate the time you all have given me. Thank You