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Need general guidance, POA outline, and answers to a few questions regarding insurance and caregivers. He has no assets so he doesn't need estate planning. Txs

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Source: https://www.lawyerlegion.com/certifications#:~:text=Use%20the%20Lawyer%20Legion%20directory,narrow%20the%20search%20even%20further.

For NJ:
https://www.lawyerlegion.com/certifications/new-jersey
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I am not sure if you need an elder lawyer for that. In my area, 45 minutes South of you, there are no lawyers that advertise themselves as "elder lawyers". I think a well established lawyer can help you. POAs are a simple thing. If you want to do a Caregiver contract, I would think any lawyer can do that. Insurance, not sure if any lawyer could help you there. Maybe better to talk to an insurance agent. If you are looking at Dad getting insurance now, that would be very expensive. I have also heard that a person has to be paying on a policy for 2 years before its effective. Meaning, no one can inherit before that 2 years. Not sure about that but a question to put on your list. Some lawyers will consult for free, others charge for their time.

You leave in an area like mine. To get an "elder" lawyer may mean Woodbury, Cherry Hill. And they probably will be expensive.
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