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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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My sibling wants to charge the estate 48,000/year, in addition to 4000 for food/rent. And my sibling has another job so my mom will often be by herself.
Depending on the level of care your mother needs, your mother may benefit better in ALF facility. It also depends on your mother is willing and able to stay home alone. $48,000 plus $4000 per month food and rent equals $96,000 per year which is ridiculous expensive if I read your post correctly.
Is it the situation that you think 48large seems unreasonable? If so, I'd suggest you go to see at least 2 AL facilities and get a rate sheet from them as to what they charge and what is provided for that amount of money. 48K is about what AL would cost for a year in most places. Then tell Sissy that for her to get 48K she would need to provide for XYZ level of services for mom, otherwise you call could have mom move to AL and get all this plus the benefits of being in a community with all sorts of others to socialize with as well.
Really you need to be long term careful with mom's money. LTC costs are huge and can early run 6 figures for a NH. Mom would need a pretty significant asset base to spend freely now and have funds for the rest of her life. Really imho if they live long enough they will run out of money and family will run out of steam and Medicaidl will be applied for their NH care. All those funds paid to Sissy may come back as a transfer penalty against mom and if you are mom's DPOA and point person, well honey you will be the one to have to deal with all.
if mom has assets, really see and elder law attorney and they in turn will have a financial advisors they work with to set up something to perhaps make best use of mom's funds. Good luck.
That was for shock value. If mom is going to be alone all day. She obviously can be in an assisted living facility. THERE, she won't be alone. There'll be programs, entertainment, socializing, etc. and It most certainly will NOT cost anywhere near that amount.
Wow.. my mom pays the cable (we had to add 2 TVs and she has it on all day) and the electric bill as our house is now sauna temperature, and donates for groceries and Costco... I must be doing something wrong...LOL I think this may be excessive . Just my opinion, but I work and don;t "need" her money. And she is rarely home alone unless she wants to stay home (no dementia). Hubs is around, and we love having here most of the time... Can I have your parents for that amount? No telling about siblings..
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Really you need to be long term careful with mom's money. LTC costs are huge and can early run 6 figures for a NH. Mom would need a pretty significant asset base to spend freely now and have funds for the rest of her life. Really imho if they live long enough they will run out of money and family will run out of steam and Medicaidl will be applied for their NH care. All those funds paid to Sissy may come back as a transfer penalty against mom and if you are mom's DPOA and point person, well honey you will be the one to have to deal with all.
if mom has assets, really see and elder law attorney and they in turn will have a financial advisors they work with to set up something to perhaps make best use of mom's funds. Good luck.