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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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I consent to the sharing of my consumer health data with qualified home care agencies.*
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
Yes. Someone on Medicaid would have to spend down a policy they personally owned to be eligible, but they can be a beneficiary on someone else's policy. However, any money received will also have to go to spend down or recovery if the child is still on Medicaid.
Yes but if the child needs to go on Medicaid in the future, then all the $$ they got from the policy as beneficiary of the insurance will have to be spent-down.
Really you want to avoid that at all costs.
What I'd suggest you do is look to have an attorney structure a special needs trust that the $$ goes into. The trust would need to be set up and be the beneficiary of the insurance policy before mom'dad dies. Special needs trust can be pretty sticky so you really want legal that is experienced at this in your state. The trust can be done in quite a # of ways depending on what the needs are anticipated. My cousin was a 1950's polio child - & my aunt & uncle set one up ages ago for him. I & his older brother are directors on the trust, which is there just in case he cannot self-direct where the $ goes. He has physical limitations not any cognitive issues so he decides what to spend on and we just meet once a year as per the trust directive. He is on Medicaid too and his trust is not an asset for him. What the trust does is pay for stuff that allows him to function at a higher level than what Medicaid will pay for. Like his car was done all retrofitted for his disability; he had custom shoes & clothing made when he was still working which were paid for out of trust funds. He has a speciality caregiver out a couple of times a week which the trust pays for in addition to what Medicaid does. But a trust is not a DIY project, you need good legal to provide you with options and set it up so it's compliant if Medicaid might be needed. Good luck.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Really you want to avoid that at all costs.
What I'd suggest you do is look to have an attorney structure a special needs trust that the $$ goes into. The trust would need to be set up and be the beneficiary of the insurance policy before mom'dad dies. Special needs trust can be pretty sticky so you really want legal that is experienced at this in your state. The trust can be done in quite a # of ways depending on what the needs are anticipated. My cousin was a 1950's polio child - & my aunt & uncle set one up ages ago for him. I & his older brother are directors on the trust, which is there just in case he cannot self-direct where the $ goes. He has physical limitations not any cognitive issues so he decides what to spend on and we just meet once a year as per the trust directive. He is on Medicaid too and his trust is not an asset for him. What the trust does is pay for stuff that allows him to function at a higher level than what Medicaid will pay for. Like his car was done all retrofitted for his disability; he had custom shoes & clothing made when he was still working which were paid for out of trust funds. He has a speciality caregiver out a couple of times a week which the trust pays for in addition to what Medicaid does. But a trust is not a DIY project, you need good legal to provide you with options and set it up so it's compliant if Medicaid might be needed. Good luck.