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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mom Social Security is $700. Per month and her medical is about $ 350.00 she will be out of her own money by October so I will pay for her care. She has dementia and needs 24 hour care. Can she qualifying for Medicaid?
Best source for the specific details are the IRS publications. I don't recall the specific number of the publication, but you could start with the 1040 instructions and check the deductions section. I do think there's one that deals specifically with medical expense deductions and the qualification for paying them on behalf of someone else.
I'm not conversant on Medicaid, but there are others who here who hopefully will see this post and offer advice.
You're a generous person to take care of your mother this way. I hope the placement works out well for all involved.
You need to see an Eldercare attorney who is well versed in Medicaid. I understand that you wish to be generous, but if your mom has dementia, her needs (and the cost) will escalate. You really don't want to do something that will interfere with her eligibility for her own benefits. Before you sign on as the responsible party, please consult an attorney who does this for a living.
It does not sound like an ALF will take her. They may direct you to a Nursing Home. Most facilities help sort out the financial benefits available, including SS and SS supplements, widows of veterans VA and Medicaid. For Medicaid, you will need to gather the past 5 years of financial documents for her.
If you are providing more than 50% of her support, you can claim her as a dependent, but if Medicaid is paying the bulk of it, you cannot. The sticky part is that if you are paying $36,000 a year, Medicaid may deny the application.
It sounds like she has very limited income, so I would certainly see an Elder attorney about it. Make sure they focus on Medicaid and they know the details about what will qualify her. I would do that immediately, as there are legals things you can do to ensure she qualifies. You might have to forego claiming her as a dependent though.
The attorney can explain how her qualifying for funds to pay for her Memory Care are vital, but so are medical expenses that are not covered by Medicare. From my experience Medicaid will pay what Medicare does not, so there is very little out of pocket. Sometimes there is a little out of pocket for medications. This out of pocket comes from the monthly amount they allow the recipient to keep. Your mom would receive a small amount each month from her SS check that she would be able to use for her personal use. It's not much, but everything else is covered.
What state are you in? Each state handles it in their own way. In NC, those with dementia, who cannot care for themselves and/or those who have another disability, are entitled to extra help. She would need a doctor's sign off on that.
I will add that with dementia patients who eventually need to have all their daily needs taken care of, the costs is normally much higher than $3000.00 per month.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
I'm not conversant on Medicaid, but there are others who here who hopefully will see this post and offer advice.
You're a generous person to take care of your mother this way. I hope the placement works out well for all involved.
The attorney can explain how her qualifying for funds to pay for her Memory Care are vital, but so are medical expenses that are not covered by Medicare. From my experience Medicaid will pay what Medicare does not, so there is very little out of pocket. Sometimes there is a little out of pocket for medications. This out of pocket comes from the monthly amount they allow the recipient to keep. Your mom would receive a small amount each month from her SS check that she would be able to use for her personal use. It's not much, but everything else is covered.
What state are you in? Each state handles it in their own way. In NC, those with dementia, who cannot care for themselves and/or those who have another disability, are entitled to extra help. She would need a doctor's sign off on that.
I will add that with dementia patients who eventually need to have all their daily needs taken care of, the costs is normally much higher than $3000.00 per month.