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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
I don't understand the question either. If he is near death, he will either be held in the hospital or sent to a facility. If he has no funds, he should qualify for Medicaid. They cover his care. How old is he? Does he have Medicare for hospital care?
The life insurance would come in to play after he dies and you need funds to bury him. There are sites that give you ideas on how to handle that if the family has no funds. The county social services department may have funds to help or look on line for the Funeral Consumer Alliance. Maybe they can answer your questions. They are ways to save money by limiting the services and having a simple, green burial with no formal service. You can also purchase low cost caskets or consider cremation. There are quite a few options.
Is your dad a Veteran? They may have benefits. Check with Veteran Affairs.
If you question is for what should happen with your dad before he dies, there should be benefits for a low income person who cannot care for themselves. I would talk with the hospital social worker. She should know where to send you. I hope you find your answers.
Sunnygirl, I think you may have hit on the answer to her/his question. I took it to mean after death, hence the mention of the lack of life insurance. Thank you for the well thought out and worded response.
I held off from posting because I don;t really understand the question, but I know you need help. Will no one take him because there in no $$ in the future for him? Does he have retirement or SS to help pay the bills or why will Hospice not help. More information is needed, and good luck!
Nobody will take him… for what? Do you mean that no care facility will accept him, or do you - ??? - mean that no life insurance company will give him cover (no of course they won't)?
What were you counting on a payout from an insurance policy for?
Well, maybe we'll get some enlightenment later on. It is a confusing question as it stands right now. Sometimes when people try to be brief, they leave out important information. Also OP sounds pretty emotional, as could be expected.
I too had trouble understanding the question but thought that perhaps the OP felt life insurance was needed for a facility placement rather than a burial placement.
Soicey6801, I wanted to give you a HUG, but I couldn't figure out how. So I'm doing it this way. I hope that you found the answers you needed, I hope we were able to help in some small way. This time of our loved one's lives is never easy, no amount of pre-planning makes it easy, either. If you feel like you can, please come back and visit.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
The life insurance would come in to play after he dies and you need funds to bury him. There are sites that give you ideas on how to handle that if the family has no funds. The county social services department may have funds to help or look on line for the Funeral Consumer Alliance. Maybe they can answer your questions. They are ways to save money by limiting the services and having a simple, green burial with no formal service. You can also purchase low cost caskets or consider cremation. There are quite a few options.
Is your dad a Veteran? They may have benefits. Check with Veteran Affairs.
If you question is for what should happen with your dad before he dies, there should be benefits for a low income person who cannot care for themselves. I would talk with the hospital social worker. She should know where to send you. I hope you find your answers.
What were you counting on a payout from an insurance policy for?