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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
One way around this is to set up online banking, nobody will scrutinize these transactions nearly as rigorously as those we make attempt face to face at a bank.
The issue is the banks mortgage division has to ensure or do their “due diligence” to make sure the person applying for a VA loan is who they say they are. If there are no existing accounts at this bank (like bank gets dads direct deposit SS or VA pension) so that there’s established & verifiable history, the bank will need to establish who dad is to make sure no fraud happening.
Also VA loan is a ensured loan, so VA could have specific requirements & documents needed for the loan to be processed, like verify that the person is who they say they are. Bank officer could come to wherever dad lives to have him sign off on documents. As his dpoa you can schedule for this to happen with a bank officer. Some banking groups (like BoA) can be skittish on POAs but if you have a solid, legit notarized & done by an attorney in your state with witnesses type of DPOA for your dad, you should be fine to get all the paperwork for mortgage and schedule bank officer to visit dad. Before you leave the banks mortgage section, pls review the paperwork and if you don’t understand what is requested ask.
If a notary is needed, they too make house calls. The cost for the notary to make house call though is on you or dad. Plus the regular seal cost.
If dad is going to be pretty well permanently bed-bound establishing a relationship with a bank is going to be really REALLY important over time. Like if dad should ever need to deal with a cash transaction 10k or more there is specific reporting - IRS form 8300 - that must be done. There’s a requirement for the bank to “know your customer” for transactions that could need the 8300. You don’t want dad to get into a bind & cant access funds cause the bank suspects something odd.
What’s BMW? Are you or another relative on his accounts? Who has Power of Attorney? It’s my understanding that if you have POA for someone, the bank can make copies of the POA forms and you will be allowed to access the account.
We had this issue with my father with his federal credit union. They did not honor my brother's power of attorney to separate my parents' joint account to apply for Medicaid and to be able to look into their safety deposit box for wills, etc. We were able to get my dad to the nursing home facility where my mother lives and the bank manager drove there and got their signatures. I don't know what they do if the person is physically or mentally unable to sign.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Also VA loan is a ensured loan, so VA could have specific requirements & documents needed for the loan to be processed, like verify that the person is who they say they are. Bank officer could come to wherever dad lives to have him sign off on documents. As his dpoa you can schedule for this to happen with a bank officer. Some banking groups (like BoA) can be skittish on POAs but if you have a solid, legit notarized & done by an attorney in your state with witnesses type of DPOA for your dad, you should be fine to get all the paperwork for mortgage and schedule bank officer to visit dad. Before you leave the banks mortgage section, pls review the paperwork and if you don’t understand what is requested ask.
If a notary is needed, they too make house calls. The cost for the notary to make house call though is on you or dad. Plus the regular seal cost.
If dad is going to be pretty well permanently bed-bound establishing a relationship with a bank is going to be really REALLY important over time. Like if dad should ever need to deal with a cash transaction 10k or more there is specific reporting - IRS form 8300 - that must be done. There’s a requirement for the bank to “know your customer” for transactions that could need the 8300. You don’t want dad to get into a bind & cant access funds cause the bank suspects something odd.