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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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If your Dad is a veteran, they will cover the cost but he must be evaluated by a VA audiologist. They also supplied him with a small microphone type instrument that we use to talk to him which is a great help. Batteries are supplied every 6 months free of charge. Good luck.
It could be that hearing aids won't help, however. My poor, sweet FIL waged the battle of hearing aids for the last few years of his life... they were constantly being repaired and regularly replaced (he had excellent hearing aid coverage) but nothing really worked because he was nearly deaf and there was no fixing that.
Do an Internet search for 'hearing aids for people who can't afford them' and you will get lots of results, some of which might apply to you.
Wow. Gosh, I did not know that at some point hearing aids won’t help. I’m wondering - an audiologist should tell me that, right? Not try to sell me something that won’t work?
I have " industrial" hearing loss and I'm 78. My first hearing aids were through an audiologist and they were "disposable". About $30.00 a month back in the 1980's, when I had excellent private health insurance through my employer for free. My brother sent me a pair of 8 year old reconditioned hearing aids that worked well until the cat got a hold of them. I bought two reconditioned ones (HC206 - TMD-2018 from Advanced Affordable Hearing for about $300.00. I can buy batteries from them that last 18 days plus HC thin Tubes for $15.00 that last a long time plus Linx Domes, also very reasonable. They have been excellent inn every way. I can hear my wife now, as she also is disabled. There is something seriously wrong with what Washington calls "affordable" as no government insurance pays 100% for health care. They try and sell the health insurance with pretty words, but they are 100% misleading and false. If you have a job that provides health insurance, and you work for a Company with over 150 employees that has excellent benefit packages for their employees, be very thankful. Just don't ever retire or become disabled.
SOME Medicare Advantage plans have coverage for hearing aids. Some other co-insurance plans also have some coverage. Generally those that do might not cover the entire cost, but anything is better than nothing! Mom's federal plan (the BEST for gov't employees only!!!) covers $2500 every 3 years. My Advantage plan also has some coverage, no clue what as I don't need them (eh, what'd ya say???) yet. You need to find out if he has any supplemental plan(s), or is eligible for VA and/or Medicaid benefits.
Sadly the Medicare supplemental plan also does not cover this cost:
"Medicare Supplement (also known as Medigap) plans don't cover hearing aids."
Could he possibly qualify for any Medicaid assistance? see this for more detail:
I would start with getting his hearing tested. SOME conditions work really well with hearing aids. Some don't. Mom has used them for many years, but her condition is degenerative and at this point one ear has no hearing, the other isn't far behind, so the hearing aid isn't helping much. There are also some low cost alternatives found searching online, but it would be better to have him tested first, by someone qualified, to see if anything might work. Some people have good results with the amplifier box/head set. Doc tried to use that with mom (she has dementia) and she refused to wear it! These would be much less expensive too, if it works for him - if the doctor doing the testing has one, they could try it!
Before even considering hearing aids of any kind, get him tested. No point in spending any money, much less the cost of expensive hearing aids, unless they know what loss he has and why, and can determine what might work best for him.
To the best of my knowledge traditional Medicare does not pay for hearing aids for either the recipient of care or the caregiver. Some of the Medicare Advantage plans do offer benefits in the area of hearing aids but first I would get Dad tested (a hearing aid may not help). If the recommendation is for a hearing aid you can see if he would qualify for assistance from Medicaid (which is administered,, by each state so qualifications differ), check with your state's Office on Aging to see if they know of any sources that may assist in payment for a hearing aid, check to see if it would be in your parent's best interest to switch from traditional Medicare to an Advantage Plan. I have not recommended Advantage plans to a number of people because when you are very ill and require skilled nursing or rehab, traditional Medicare has seemed to provide better and more service; however it all depends on where you are in your health journey and your stage of life. I would definitely review all of their options on an annual basis. Your Office on Aging can help with this. Hugs and good luck!!
beware the cochlear implants...that is a surgical procedure...with risks and not the clear hearing everyone anticipates. It's typically not a first choice...
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
It could be that hearing aids won't help, however. My poor, sweet FIL waged the battle of hearing aids for the last few years of his life... they were constantly being repaired and regularly replaced (he had excellent hearing aid coverage) but nothing really worked because he was nearly deaf and there was no fixing that.
Do an Internet search for 'hearing aids for people who can't afford them' and you will get lots of results, some of which might apply to you.
My brother sent me a pair of 8 year old reconditioned hearing aids that worked well until the cat got a hold of them. I bought two reconditioned ones (HC206 - TMD-2018 from Advanced Affordable Hearing for about $300.00. I can buy batteries from them that last 18 days plus HC thin Tubes for $15.00 that last a long time plus Linx Domes, also very reasonable.
They have been excellent inn every way. I can hear my wife now, as she also is disabled. There is something seriously wrong with what Washington calls "affordable" as no government insurance pays 100% for health care. They try and sell the health insurance with pretty words, but they are 100% misleading and false.
If you have a job that provides health insurance, and you work for a Company with over 150 employees that has excellent benefit packages for their employees, be very thankful. Just don't ever retire or become disabled.
SOME Medicare Advantage plans have coverage for hearing aids. Some other co-insurance plans also have some coverage. Generally those that do might not cover the entire cost, but anything is better than nothing! Mom's federal plan (the BEST for gov't employees only!!!) covers $2500 every 3 years. My Advantage plan also has some coverage, no clue what as I don't need them (eh, what'd ya say???) yet. You need to find out if he has any supplemental plan(s), or is eligible for VA and/or Medicaid benefits.
Sadly the Medicare supplemental plan also does not cover this cost:
"Medicare Supplement (also known as Medigap) plans don't cover hearing aids."
Could he possibly qualify for any Medicaid assistance? see this for more detail:
https://eligibility.com/medicare/hearing-aid-coverage
I would start with getting his hearing tested. SOME conditions work really well with hearing aids. Some don't. Mom has used them for many years, but her condition is degenerative and at this point one ear has no hearing, the other isn't far behind, so the hearing aid isn't helping much. There are also some low cost alternatives found searching online, but it would be better to have him tested first, by someone qualified, to see if anything might work. Some people have good results with the amplifier box/head set. Doc tried to use that with mom (she has dementia) and she refused to wear it! These would be much less expensive too, if it works for him - if the doctor doing the testing has one, they could try it!
Before even considering hearing aids of any kind, get him tested. No point in spending any money, much less the cost of expensive hearing aids, unless they know what loss he has and why, and can determine what might work best for him.
I have not recommended Advantage plans to a number of people because when you are very ill and require skilled nursing or rehab, traditional Medicare has seemed to provide better and more service; however it all depends on where you are in your health journey and your stage of life. I would definitely review all of their options on an annual basis. Your Office on Aging can help with this. Hugs and good luck!!
If your father is a veteran, the VA generally supplies hearing aids and the batteries.
https://www.hearingloss.org/hearing-help/financial-assistance/
https://www.aarp.org/health/conditions-treatments/info-05-2011/paying-for-hearing-aids.html
https://www.asha.org/public/coverage/p4AudFundingResources/
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