The agency I applied with is hiring me as a 1099 contract worker, yet she assigns me clients, the days I will work, and my hourly pay.
I am concerned about liability. She says she has insurance that will cover us.
Does anyone have knowledge regarding if contract workers will be covered under the Agency's Insurance and not held liable if anything were to happen?
Many workers are incorrectly classified as 1099 contract workers.
You need to know specifically what liability you may have. She's not hiring you as an employee for reasons, most likely that benefit her.
This is too serious an issue to just rely on someone's verbal advice. You're entitled to more than that if she expects you to work under these circumstances.
You need to call your local Labor board and verify what I have said.
IMO, as a contract worker you are responsible for your own insurance. That would be something u can ask the labor board too. I don't think this agency is on the up and up.
I did not feel comfortable having to 'use' my personal insurance should something go 'wrong'. As poorly as CG are paid, companies should not put the onus of insurance on the employee!