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If you are having a problem with the bank accepting the DPOA, so you can get access, it's likely to be that the bank views the DPOA to be either not to legal standards DPOA; OR its a "springing" DPOA and will require signed documentation from the elders MD that they are unable to do cognitively and so the DPOA now can "spring" into effect. Bank of America seems to routinely do this. I'm sure other bank groups do as well.

If its a local atty who did the DPOA and the atty letterhead cover letter is attached to it and it has local notary seal with witnesses signatures; so clearly a well thought out document AND your the POD on the account, you should be ok.

But if it's something generic pulled off Internet, not notarized, no witnesses, it's gonna be rejected.

Brokerage & insurance co are probably going to have forms to be done for access.
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Yes, absolutely
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