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Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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No one at the dealership was able to explain the mark up and refuses to do anything about it. This has happened in Albany, Georgia at th Nissan dealership.
If you can't get a good explanation I would go to the BBB (Better Business Bureau) or to your local legislator's office or congressman. The invoice should have the purchase price, taxes, title and tags, transportation costs, etc listed separately so if the sticker price doesn't match the purchase price - without the add ons, then you have a case.) Cheating car dealers are not unusual. My husband and I picked out a car and they insisted we talk to their "finance guy" who would give us a "good deal". The guy talked down to us like we were stupid, and in the end quoted us a 9% finance rate. We knew better, and said we would be back. We went to our local credit union and got a loan for 3 1/2% and carried the check to the car dealer and paid them the purchase price (plus our trade in) We then reported the finance guy. A few years later we bought another car and that guy was no longer there. With these dealers, the right hand doesn't know what the left is doing, or if they do, they pretend not to.
One thing I could see happening is if she traded in her car at the same time she bought. Something stupid some dealers try to do is pad the price of the car in negotiating the trade-in value. So they say, "I'll give you $5K on your trade-in." But you want $7K. So they say, "Well, I can give you $7K, but I'll have to increase the price of the new car." I've had someone try that one on me once. Pissed me off, since it was so doh. Apparently it works on some people, though, since some dealers continue doing this.
Seems to me if everything was on the up and up the sales manager would have no problem going over the contract, point by point if necessary. I truly hate having to buy a car because there is just so much BS built into the process... high pressure tactics, extra costs for everything from automatic transmissions to A/C, low-ball trade in values. And make sure everything negotiated with the salesperson is actually written in the contract and initialled or it is conveniently forgotten and all that talk is for naught. Oh, but they'll throw in the floor mats!
Twice in my life I've bought a brand new car. Both times it was an absolutely miserable experience. They stick you in a tiny, airless room - hotbox you, tag team you - try to sell you add ons you don't want or need. Once I had a trade in - older car, not in great shape but still a decent car overall. They quoted $700 trade in - wrote the figure on a piece of paper - it was really low but I agreed just to be done with it all. When the final papers were typed up it showed $100 trade in. So I ask - the guy grabs the handwritten quote and says "oh no, that's not a seven - that's a one". What a bunch of crooks! We took our trade-in home and sold it ourselves for $2,000.
Ha, then you have the whole problem of trying to sell your old car yourself. I had a car that still ran OK, I had just finished putting $500 worth of parts on it, but I wanted something I could depend on not to break down in the middle of nowhere so decided to sell. It took a couple of months to finally get a buyer to agree on the $1.5K asking price, they show up with a certified cheque for $1K. I should have called their bluff but I just said take it. Live and learn.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Cheating car dealers are not unusual. My husband and I picked out a car and they insisted we talk to their "finance guy" who would give us a "good deal". The guy talked down to us like we were stupid, and in the end quoted us a 9% finance rate. We knew better, and said we would be back. We went to our local credit union and got a loan for 3 1/2% and carried the check to the car dealer and paid them the purchase price (plus our trade in) We then reported the finance guy. A few years later we bought another car and that guy was no longer there. With these dealers, the right hand doesn't know what the left is doing, or if they do, they pretend not to.
Sticker prices are suggested prices. Did she pay 24,495 ... could be...
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