There are few health sharing groups (MediShare, Samaritan, CHM). I am considering Liberty for my dad (86 in great health) since he won't have Medicare, Medicaid. I got a quote of $199/month, plus $80/month for few months in their High Track program for high blood pressure. He can use any doctor, hospital, etc. However, not many doctors are familiar with this co-op of share payment in the Southwest.