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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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i dont understand that . at 86 yrs old a person should have been downsizing for the last 20 yrs . maybe he could rent out his house and live in the basement , garage , or shed . the renter might even perform some caregiving for reduced rent .
Hi - I'm having to help my parents with the same thing. Naturally - they don't want to sell the house. They have done a few things - 1) looked at VA for possible benefits 2) contacted local agency on aging for what services they might qualify for 3) looked at what they can sell - my dad has a whole workshop of tools for example 4) downsized to one car 5) worked with social services to find assisted living. NOW if they will make the move. But it doesn't make sense for 1 person (your dad) or 2 people (my parents) to continue to live in and pay for a huge house and yard that they can no longer maintain, or frankly, get out to enjoy. Time to face reality and look at making a transition while they have choices. Before choices are made FOR them.
You DO NOT pay for his insurance. He needs to make some changes & you can help him with that.
Dooley, generally if someone makes good money while working, the SS reflects that. There's a dysjunction in your statement that he did well while working but now has low SS. Are you sure he's getting the correct amount? Your assertion doesn't make sense to me.
As to supplemental insurance, is he getting Medicaid to help with his medical bills? If not, start researching your state's Medicaid contacts, get your data together and apply for it.
Unfortunately, a lot of us are in the position of needing more money. What you can do is research what other sources are available to him....food assistance from food pantries or a Bridge card (f/k/a food stamps).
What can he cut back on? What bills can he reduce? Has he considered selling his home and downsizing to a smaller one?
Have you contacted county social workers to find out what else might be available to him?
I see you're in Michigan. Have you contacted the Elder Law of Michigan agency and asked for information on what's available? If not, that should be a priority for you.
dooley, I agree with the others here, time to sell the house. It doesn't make sense to keep living in a place that has become too expensive to maintain. Curious why at 86 does your Dad still have a house payment? Did he refinance? Is there any equity in the house?
As for his supplemental insurance, it doesn't matter if he owns a house or not, that isn't even related to this issue. And I am also confused if your Dad made good money why is his social security check so low.
Not sure havering her father live in the garage or shed is a very good idea. Perhaps it is time to sell the house and consider moving into a senior appartment.
VA is a great idea, if he qualifies for VA medical he won't have to pay for insurance at all. If your Dad's SS is low look into Medicaid for his supplement or the Extra Help program for Part D through Social Security. Can your Dad rent out his garage to someone to store a boat? That could bring in extra money each month. Good Luck.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
maybe he could rent out his house and live in the basement , garage , or shed .
the renter might even perform some caregiving for reduced rent .
You DO NOT pay for his insurance. He needs to make some changes & you can help him with that.
As to supplemental insurance, is he getting Medicaid to help with his medical bills? If not, start researching your state's Medicaid contacts, get your data together and apply for it.
Unfortunately, a lot of us are in the position of needing more money. What you can do is research what other sources are available to him....food assistance from food pantries or a Bridge card (f/k/a food stamps).
What can he cut back on? What bills can he reduce? Has he considered selling his home and downsizing to a smaller one?
Have you contacted county social workers to find out what else might be available to him?
As for his supplemental insurance, it doesn't matter if he owns a house or not, that isn't even related to this issue. And I am also confused if your Dad made good money why is his social security check so low.
the Extra Help program for Part D through Social Security. Can your Dad rent out his garage to someone to store a boat? That could bring in extra money each month.
Good Luck.