I sold land Tina real estate agent I carried papers ..she's behind in payments and hasn't payed taxes ..she keeps threatening me with everything ..sent me deed in lieu than cancelled ...keeps threating me wirh this or that ...I can't afford legal help ..I eat my property back ..she's made me sick emotionally and physcally ..I sleep all day can't function any more ...my husband doesn't know what to do do he's 78...I inherited land i can get it back ..she continues to threaten me ...my quality of life is suffering...I am not rich I dint know how to fight with her.
She s3bt me deed in lieu then canceled this has been going on for three months ..no payments she hasn't paid taxes I am a recovering beat cancer patient I feel lost and abandoned. What do I do?
Please forgive me for being as honest as I can, but you're writing capacity doesn't seem to have a lot of clarity. Can you get some help in putting together a narrative of the course of events?
First, get an appointment with legal aid. That generally doesn't happen immediately. Find out how it works in your county/community.
Then concentrate on a narrative letter, what you did, when you did it, what your agreement was, what she did, when she did it, how she is in default, etc.
Take this letter with you to the legal aid lawyer.
I believe if you send HER this letter, indicating that you will have no choice but to contact the real estate board if she doesn't fulfill her commitment, I feel that it may take her out of her complacency when she realizes that she could lose her license.
If you sold property and the purchaser sent you a deed in lieu of foreclosure, then you either sold on land contract or acted as a seller/financier. Deeds in lieu are typically used when a purchaser is underwater, can't make payments, and the mortgagee (lender) takes a deed in lieu rather than institute foreclosure.
If someone sent you a blank deed form, it means nothing. If someone sent you an executed Deed in Lieu, it's your responsibility to record it. What you've written just doesn't make any sense.
If you can clarify your situation, others can help, but there are inconsistencies that don't make sense.
Since you had inherited the land I assume you received the land free and clear [no debt except for annual real estate taxes]. If the buyer isn't paying the note then you should get the land back through default. Similar to a mortgage company foreclosing on a house. I assumed the buyer when purchasing the property gave you a down payment or did you give the buyer a 100% loan?
I don't understand why the buyer is threatening you... on what reason? Check with the county to see if it is possible for you to pay the real estate taxes to keep the land from going into a tax sale.
Try not to get upset over this, you have the upper hand because you are the note holder and you can get the land back. Check with Legal Aid to see what are the proper steps to take.
Once all this is done and over with, sell the land to a buyer who will need to get their own loan from a bank/mortgage company. That way you will never need to worry about this land again.
Good Luck...and remember, right is on your side. Be brave and bold!
1) What state do you live in?
2) Is the property in the same state?
3) Did you sell this property to a Real Estate agent or a Private party?
4) The Buyer didn't get a bank loan to buy the property but agreed to make payments to you & your husband. Yes?
5) Do you have a contract?
6) Who is responsible for the property taxes under the contract?
It sounds as though the buyer is taking advantage of your age and trying to scare you with empty threats in an attempt to trick you into paying the property taxes they should be paying.
We're here for you Katherine. Please get back to us.
ALSO - get with your physician and make sure none of your current meds are causing you the problems with being unable to think straight and sleeping all day, or if something else is wrong that needs attention. I'm going to pray you can find the help and get things sorted out.
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