My dad moved in with ME after his stroke in December of 2012. He needs 24 hour care, I left my job to care for him and the financial aspect is really been hard on me & my husband. My dad was elevated by the state and they determined he need "Moderate care" I filed for the "Essential person Program". I was just notified today that he does not qualify because his income is over the allowed limit.... My dad gets none of his "income" his wife keeps it all to maintain their house (which he no longer lives in with her) he stays with me 24/7. She gives me $100.00 a month stating its all she can afford! She does buy his depends and meds. She does not understand the lack of my income is really hitting us hard and we are finding it difficult to pay our own mortgage... Long story short.. What else is there out there that I can apply to in order to get some help... I am aware she should be doing more but unless I take her to court, (which I am not willing to do,) she won't budge!
LINK:
“10 Government Programs You Can Access for Your Elderly Parents.”
https://www.agingcare.com/articles/10-Government-Programs-Caregivers-Can-Access-for-Their-Elderly-Parents-120513.htm
and
“How Can I Get Paid for taking Care of My Elderly Parents?”
https://www.agingcare.com/articles/how-to-get-paid-for-being-a-caregiver-135476.htm
We hope this helps. Please let us know if you need anything else and we look forward to seeing more questions and discussions from you.
Giving up a job to take care of someone is certainly going to have severe financial implications. Not only do you have less money coming in each month, you are not building credits for your own retirement, and you give up benefits such as health insurance. It's tough.
Does Dad have assets? Property, stocks, investments, life insurance, etc.? Selling assets to pay for his care would make sense now.
How old is Dad? Is he likely to need care for the next few years or the next few decades?
Why is he living with you? Is his wife unable to care for him? Are they estranged? Is there any expectation that he'll go back to his house when he is stable? I guess that is nosey, but it would clarify the situation a little.
How does your husband feel about going from 2 incomes to support 2 adults to 1 income to support 3 adults?
How is this impacting your ability to pay your own way in your own old age?
Is your father a veteran of a foreign war? If he is, it is one potential avenue for receiving financial assistance. Let us know a bit more and someone may be able to help.