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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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maybe she could sell it to him at a low price and on payments. a ten dollar a week payment might not affect her asset limit. im just hurling crap. what i dont know would fill the smithsonian..
No, Medicaid will view it as subject to a transfer penalty.
Car is an exempt asset for Medicaid as long as it is owned by the Medicaid recipient. Same holds true for a home. But if they give, gift, or sell either, then the exempt asset becomes a non-exempt asset and the value of the transfer or sale can take the elder over the Medicaid asset limit (which is about $ 2,000.00). For both cars and houses, changes in ownership are easily found out as ownership is recorded by the county assessor and then in turn by the state. They will find out eventually and then it's a mess to deal with.
Do you know what the Kelly Blue Book value of the car is? If it's low, say way under 2K then she might just be under the asset limit for Medicaid (between the value of the car and whatever small savings she might have in her bank account). But if the car is worth more then 2K it will be an issue eventually. I'd speak with whomever is the social worker @ the NH how to best contact the Medicaid caseworker for the NH she is in and ask the caseworker how to best deal with this. It's a common enough problem. Good luck.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Car is an exempt asset for Medicaid as long as it is owned by the Medicaid recipient. Same holds true for a home. But if they give, gift, or sell either, then the exempt asset becomes a non-exempt asset and the value of the transfer or sale can take the elder over the Medicaid asset limit (which is about $ 2,000.00). For both cars and houses, changes in ownership are easily found out as ownership is recorded by the county assessor and then in turn by the state. They will find out eventually and then it's a mess to deal with.
Do you know what the Kelly Blue Book value of the car is? If it's low, say way under 2K then she might just be under the asset limit for Medicaid (between the value of the car and whatever small savings she might have in her bank account).
But if the car is worth more then 2K it will be an issue eventually. I'd speak with whomever is the social worker @ the NH how to best contact the Medicaid caseworker for the NH she is in and ask the caseworker how to best deal with this. It's a common enough problem. Good luck.