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What about getting fired due to calling out because the caregiver cant come? When my husband and I moved out of the city and up to the high desert area, it was to care for his mother, his father had just passed away. We live about 50 to 60 miles from Downtown. All was good, we both got jobs at the local casinos. Casinos can be a blessing and a curse. They are open 24 hours so shift work is the way things go. I used to work full time, but when Mom came to live with us she was not well. She had just had small strokes and could not live alone. I was exhausted most of the time caring for her and working so I cut my hours down to 3 days a week. I found a lady in the area ( L ) and she became my first caregiver so I could go to work. She was with us for a year before she found another job that had Health Insurance. Then I needed another caregiver, I found ( A ). She is my current helper. She is older that my first helper, and she does not have great health. She has gone to the hospital by ambulance 3 times in the past year. She is in the hospital again right now. Also, she is religious and cant work on Thursdays and Sundays. That doesn't help me when I can and do work those days.
I contacted an Agency for In Home Care. There is one lady ( S )that can work for me, is close to my area, except that she has other agencies that she works for and other clients too. Now, let me explain that since I am part time I no longer have a set schedule. I can work the morning shift one day and swing (6pm to 2;30am) the next. I called the agency with my new schedule on Monday and they called this worker to see if she was available for Friday and Saturday. She said yes, but then today the agency called and said that she is not able to work those days for me. I am getting frustrated again because I don't know from one week to the next if I can work or not. Also, for the Holidays the rate is time and a half. So that means $30 plus an hour.
My husband works the graves shift and sleeps during the day, then goes to work. This means for mom that she will be alone from 10pm until 2 or 3 AM when I get home. My husband will feed her dinner, help her to bed, give her meds. She has Dementia but does not wander. She hardly gets up except to use the bathroom. I don't want to leave her alone, but its only 3 days or nights. I hope things will go ok.
I did some calling on Residential Home Care. Boy are they expensive. I talked to a really helpful lady about her home and was about to set up a tour when I realized that I hadn't asked her price. She said $4500 a month. I bout fell off my chair! One home that I did visit was a fairly decent home, run by a family and they wanted $3000 a month for a private room. That is way toooo much for Moms budget. So I guess Im venting, but what are other people experiencing while caring for their parents?

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Rodney, I think many of us have parents who wouldn't qualify for long term care insurance because they are already past the age limit. That is something one's parents should have done back when they were 30 or 40 years younger.

Same with investments, some times it can take years for a *safe* investment to produce a sizeable profit.... time isn't on the side of our elders.
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I don't recommend quitting your jobs to take care of your aging parents. This will have a big effect on your life after retirement. You'll lose a lot from your Social Security benefits which will surely come in handy when it comes to paying for your unexpected expenses. You need to work in order to generate income which can help secure your future. It's important to have enough funds and investments due to longevity. Since we are living much longer, there's a big chance that we'll require long term care. It is costly nowadays and thus the need to have coverage for this. Long term care insurance is considered as an efficient payment method but since it is on the expensive side, everyone is encouraged to request for quotes first before purchasing.

My advice is this, help your aging parents prepare for their future by introducing them to different insurance products, investments and savings plans that can help them cover their care expenses. This is much better rather than completely giving up your career in order to become an informal caregiving to your aging parents.
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my father is in NH facility and semi private is roughly $8,000 a month. and it does NOT come out of MY pocket, it comes out of their money until we can get things straightened up with elder attorney then he will get on medicaid.
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Never said NH is free!! Where I'm at it's $5,000 a month with rehab---$4,000 with out rehab---$3000 for assisted living.
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wwpin, you say in home care is expensive and than you act like the NH is going to be free. In home care is still going to be less expensive than your average NH which runs at least $5K a month.

While I don't think the OP should quit her job, her and her husband should look into opposite shifts at the casino, and if they have two part timers coming in(that are reliable not religious nuts who can't work certain days like the OP has) that would be the best solution.
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If you can keep your job and take care of you parent I would do it. I have not worked out of moms house in five years and let me tell you how scared I am to look for work. I do get paid a little to take care of mom but I would love to go back to an office job and be around people part time or even full time. I think change is hard but you do what feels right for you. I am so anxious and older now that I don't even know if I can get thru and interview let alone do both and look at you your doing it. I think it's great and your my inspiration that it can be done. Hugs to you :) Good luck
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I forgot to mention that you might want to check into Passport Services. Goes by income. You might want to check into hospice care if she's terminally ill--say like in the next year (there's a time frame--I'm not sure exactly what it is)
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It sounds like it maybe time to put her in a nursing home---especially since she has dementia and keeps having strokes. She's not going to get better---she'll have the care she needs in a nursing home. In home care is very expensive. You can get online and check out the ratings of nursing homes in your area. After she's gone--you're still gonna need a job. Dementia usually ends up needing more professional care, and it can be very very stressful mentally and physically. As the dementia progresses--a lot of in home care workers may not want the job---some may not be trained for it. Definitely a lot of stress on marriages! You can always go visit her in the NH, and possibly take her home for a short visit once in awhile--or out to eat etc. Get an opinion from her doctor as to how much longer she has to live to help you decide what you need to do--good luck.
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If I quit work today, my parents could live to be 100, which means I would be in my 70's.... how does one start over in the work force at 70 making the same salary as one had just prior to leaving their career. I realize there is no age decimation when it comes to being hired, but unless one was keeping with modern technology while Caregiving 24/7, a company will hire someone who has that knowledge at hand. They don't want to hear "I am a quick study, I can learn it".

And what if one's parents didn't save for their old age, and you had to use some your own retirement fund to keep your parents afloat. What would that leave for yourself? Or would your children be doing a replay of history with you? Quitting their jobs, uprooting the family, etc.

If you can make it work, great :) But if one reads all the *should I quit my job* forums [there are many here], you will see that 9 times out of 10 it doesn't work.
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I agree with jacobsonbob. I haven't regretted it. I didn't wuit a job, I closed a business. I've now gone through all my savings and am changing careers, which was the plan all along after my youngest graduated. So for me it was a blessing but each person had their own circumstances to contend with and you ultimately have to do what's right for you and what you can live with. Just get still and listen to your intuition, I've found that usually have the answer within myself. Good luck.
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Ultimately what is "best" depends on our own unique situation. But for all, we need to take a hard & exacting look at our own finances & probable future before we walk away from our jobs, family or community to take care of our parents. With the oncoming tsunami of baby boomers needing care, I just cannot see neither the state or federal govts continuing to pay for programs like our parents have benefitted from - like Medicaid paying for NH. We are going to need to make every penny we can while we can. Taking care of a parent for free if it's going to impoverish your future is not a good decision.

What has been interesting for me in going through for my mom in the mice maze that is eldercare, is very little is out there for caregiver support. There are all sorts of elder programs - meals on wheels, elder day out, visiting nurses, etc - but very little for family & friends who caregive. This is why this forum is so terrific.

Happy thanksgiving all! Pie shells are cooling & calling me.
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guess it depends on your job too. if you have a great job you love and make good money and have a pension waiting, then no. hire care givers instead. you don't have to resort to nursing homes right away if ever. if you have a mediocre job and the pay sucks then go for it. jobs like that are a dime a dozen, especially in customer service. they always hire. good luck.
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I was very fortunate that I was able to retire from the military at a young age and have retirement income and health benefits. I made the choice to only work part time so I would be able to spend more time with my family. I can't see me giving up my part time job any time soon to be with my elderly mother full time. My family thinks that just because I have medical training that I should be the one to take care of mom. I will keep on working as long as I can because I enjoy it and it gets me away from all the drama at home. It is my "me" time and I refuse to give it up.
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To me, JessieBelle said it best. This is definitely a decision to be well thought out beforehand. It may help you to make a written list of all the concerns to be considered on both sides, and work from that to figure out what's best for your own situation. (Like a few others have posted, it does irk me a bit, as well, when someone posts to 'never' quit your job, since each person's situation is different.)
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No
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Pipruby, good point when you said "Time is short for you, have you done everything you wanted to do?"....

When my parents were my age, they were in their 4th year of a fantastic retirement that has gone on for 25 years of being busy with travel, dining out, movies, sight seeing, hiking, bouncing from resort to resort, stock holder meetings, a lot of hobbies, etc. Me, zero retirement and by the time I have no elder responsibility, I will be too old to have the same type of fun. The stress is slowly killing me :(

Thank goodness I have my career which I really enjoy getting up and going to the office.
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I was working 1/2 time and caring for my parents. When my mom died, Dad could not be alone and I left work. I had Cobra, funds from my Dad for his needs. However, I had to pay for my health insurance even with Cobra, and for a couple months until I turned 65. Even then, I am paying about $500 a month for medicare/HMO. I haven't seen my friends in a long time, maybe one, once a month. I was good at my job, but things have changed and I would not know the computer skills needed, or the nuances that have changed in how to do the job. At home I am contently interrupted with issues (bathroom, food seeking behaviors, screwball and unsafe "ideas", etc.)so that even blogging here is interrupted. I recently got help for 4 hours in the day M-F. That helps some.

Look up what you would earn in social security at this point, remember you also have to pay for insurance out of that amount. Women earn less, and therefore have lower social security monthly amounts. I am lucky and have a second retirement plan, otherwise I would be in a world of hurt.

Now look at your mother's options. It could be that if she has very little income, she would qualify for medicaid/state insurance which covers nursing home care.

I thought I would be doing this for 1-2 years, it is now 3. The doctor says Dad could go on like this for years. His body keeps on "ticking", yet his brain is going faster.

It is not selfish to take care of yourself first. Time is short for you, have you done everything you wanted to do?
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I agree with the others, try and avoid quitting your jobs. Can't you and your husband get set schedules at the casino? That are opposite hours? Than you hire people who can work those shifts and also allow you to sleep.

Also you never should have put up with Caregiver A, that is complete nonsense about no Thurs/Sun due to her religion. If someone can't accommodate the hours you need than you don't hire them, end of story. Add in all the health issues you mentioned, it sounds like you need a caregiver for the paid caregiver.

You hire people who can work the hours needed.
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In a recent newspaper article in the Washington Post "Aging Population prompts Firms to offer Benefits" about 43% of the major employers are now helping their employees in regard to elder care. With these companies an employee can go for help, legal, financial and emotional counseling, scheduling more flexible hours, etc. Some companies will even help you find a Caregiver if for some reason your regular Caregiver is unable to be there.

Now, if we could get all corporations/businesses on board, that would be helpful.
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Yes, because what employer is going to put up with constant time off, even w/o pay and for how long? I felt it wasn't fair to my employer to try to keep the job going and running off every two weeks for what I would call emergencies. Otherwise I wouldn't have traveled so often across the state.
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I retired from my job to take care of my mother, who has dementia. I don't regret it one bit. Retiring a little early has been the best decision for me; probably saved my sanity. My job was not a "vacation" and got to be too much stress added to the stress of my mother's illness. Tho my boss had dementia problems with her mother, I thought she would be more understanding, but I guess she doesn't recall what it's like. I only received a lot of grief taking time to take my mother to a doctor's appt or to have tests done. I can only imagine if I had to take a day off if a caregiver couldn't come in! Thankfully, I'm much like jacobsonbob in that I'm close to normal retirement age and have a nice portfolio, and I'm single. I see it as Mom took care of me when I was little, now it's my turn to care for her. I want her to be safe and happy in her own home; to ensure that, I'll be right here with her. I have no regrets. You have to do what's right for you. It's one you'll have to live with, and the wrong one will only add to your stress.
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Regarding the Federal Medical Leave plan, use it only for emergencies. I was so glad I didn't use one day of the FMLA to help my parents, instead I used up all my vacation days, all my sick days, and days without pay.

Out of the blue I developed a serious illness that required major surgery and I was glad I had FMLA because *I* needed it, which helped guarantee that my job would still be there once I got back.

My job was still there but three months later that position was eliminated because my work had been divided upon other Staff and headquarters decided that position was no longer needed :(
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I believe once it gets to a point where one has to quit their full-time job to be a caregiver, that means the elder needs full time and attention. When the elder is napping, that may be the only time one can try to clean the house, do laundry, or take a nap themselves [its exhausting work]. Even getting groceries for the household becomes a real challenge [thank goodness for on-line grocery shopping and home delivery].

I've read on these forums of caregivers trying to work from home, but eventually it become quite stressful. You can't put a client on-hold or be in the middle of a conference call when Mom or Dad is calling for your attention or in the background you hear them fall or dropping something.
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I regret having quit my job for all of the above reasons, especially since I only had
1 1/2 years to be vested in my pension, which consequently I lost. It is coming back to bite me big time now. But at the time it was very special for me to be with both my parents who live across the state. My dad passed in August and now my mom is terribly lonely and I am still driving there for lengthy visits. In retrospect I should have at least considered the Family Medical leave option.
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I stopped working to care for my mother but that is only practical because she can afford to pay me. Since I have only ever had fairly low paying service jobs even a modest paycheck is fine with me, and we are really both better off financially with the arrangement. I also look forward to an inheritance to supplement what will be a very small government pension. Most people are not so fortunate. I do however worry about trying to re-enter the workforce some day. I think if you could find a way to balance part time employment with caregiving you could perhaps have the best of both and avoid the social isolation that comes with being a full time caregiver. It is a decision you really need to make with eyes wide open, carefully weighing the costs and benefits. Unfortunately too many of us seem to jump in during a crisis without considering the long term consequences.
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You have a lot of good answers concerning whether to quit your job or not. But what other options are there for you to create income if you do decide to stay home. Is there work at home you can do? What is your skill set? If you have a college degree or a specialty you might be able to be an on-line instructor or mentor through a college or trade school with an on-line program. Are you creative? Can you sew and thus make clothes for others, do simple tailoring projects, or make craft items? It would take effort and outreach to be successful yet programs like Tupperware, Mary Kay, 31 bags, Cookie Lee, Pampered Chef, can create income and also tax write offs for a home based business. Is your home large enough that you could become a licensed home care facility. In California they are called "6-packs" as they are private homes licensed for no more than 6 residents. You would then be hiring people to assist you day to day with cooking, cleaning, and care of the patients. Can you do child care at home? Again, a home based business with income and tax advantages. Do you like to cook or bake?

Also, is there any way you and your husband can take shifts that do not overlap? You both would be able to work full time then.
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I wish someone had warned me about this a long time ago. I did not intentionally quit my work in order to take care of my parents but it ended up that way. When you start on this journey, you never know how long it will take or where you will end up. I lived in California while my parents were in Texas. Two siblings lived in the same town as my parents, but were not seeing after them. I was constantly getting phone calls to handle problems via long distance. So I decided to take an early retirement from my job and move across country, not realizing fully what one parent's dementia diagnosis meant. I spent a year caring for my father before he ended up spending the last 3 months of his life in a nursing home. I attempted to find work after that, but by then the economy had gone sour and there was nothing available but sporadic temp work. I was on my third or fourth temp job when my mother was hospitalized for hallucinations and was diagnosed with dementia. That was 2010 and I have not been able to work--even temporarily-- since then and I am now on my 9th year as a caregiver. My siblings continued with their lives unaffected and rarely see my mother. They provide no financial support or assistance, despite my efforts to work out a plan with them. One sibling even moved away from the area after this all began. The other lives nearby but never kept any of the commitments that she made to come over once a month for a few hours to help out or give me a break. My mother is now 87 years old and seems to be entering the final stages of dementia.

I was once a well-paid, well-respected, influential professional. Now I feel, and do now that, I am outdated and not seen as useful to any employer.

Leaving my job and my to see after my parents has taken a heavy toll on my finances, social life, health and happiness. It was the biggest mistake I ever made after a lifetime of being cautious about every other move I ever made in life. Now I am near the official retirement age and far from the top of the game I once commanded. My personal savings have been depleted all the while I was not contributing to Social Security. I see a bleak future ahead.

I would tell anyone who has a job--never leave it to take care of your parents. It is too much to ask. This is a devastating move from which you may never recover. Parents who truly love their children should make plans for their own care while they are able to do so. After all, your parents are the ones who called your spirit to this mortal plane--you did not call them.
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Back when Dad asked me to retire, I asked him if he gave up HIS career to to care for his parents. His answer was *no*. He never asked me again.

Not all of us can be Caregivers. Just like not all of us can be Court Judges, firefighters, Astronauts, or work construction. I know if I went into a caregiving agency and ask for a job, I wouldn't be hired. I am not qualified. I will stick to my career and if my parents need hands-on help I will have them hire certified professional workers who know actually what to do.

Plus, when we were born, did any of our parents think *I can't wait for Suzie or Brad to grow up and be a full-time caregiver for us*.
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This is not a black and white issue. I don't agree with many on here who are saying NEVER quit your job under any circumstances. There are many factors that you have to weigh, including your own financial security and how many years of employment you would likely be giving up; ie how close you are to your own retirement. I was in a situation where I was paying out so much for care for my mother while I worked and traveled for a demanding full time job that I figured out it would ultimately be cheaper for me to stay home and care for her. The emotional demands of being pulled in all different directions was too much for me to handle and I had to make a choice. Also, I worry less about SS because I have already worked enough years to expect a decent monthly SS income when I start drawing it. . I agree wholeheartedly with the person who suggested doing volunteer work if you can fit it into your schedule. It gives you structure, keeps your skills sharp and shows ambition to future employers if you need to go back to work at the end of caregiving. This is an extremely personal choice that comes down to what is important to you as an individual. There is no right answer.
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Just want to thank all of you who respond to this website. I am at my wits end with my mom who has dementia. Just reading all the information on this site gives me courage to keep going. I don't have eveything worked out yet, but it feels good to know that others understand it all and are willing to share their information. Thank you!
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