father in new jersey nursing home.. started in free style living.. wandering problems went to asst. living ; again walking out police called.. now in secure w/ankle bracelet.. very good care..single bed room... the best deal except they are draining my savings.. my wife and myself are also on SS and we cannot care for my father.. spoke to the nursing home and they said even if you can get medicad they will not accept it for less than 2 yrs of full family payments.. looking for WHERE to go in the GOVT or State any help thanks in advance....
I understand your father is currently in a nursing home but what I am not clear on is what the nursing home is saying about Medicaid.
Are they saying they will not accept Medicaid unless the family has paid for at least two years?
If they will not accept Medicaid then I'm afraid you are going to have to find another facility that will.
Let me know if you would like to add a clarification.
Good luck and God bless.
What Miller does is like this: say dad get's $ 1,500 from SS and then $ 800 from retirement and Dad qualifies for Medicaid for all other medical and financial requirements BUT Dad's monthly income is $ 2,300 a month no matter what. Dad's state has Medicaid income maximum at $ 2,094.00 so Dad is $ 206.00 over to financially qualify at the "income" level for Medicaid. Under a Miller Trust, that $ 206.00 goes to the Miller Trust every month so dad is under the Medicaid amounts. Upon death, the Miller $ goes to the state.
I have friends whose parents get railroad retirement and they pay very, very, very well & more than enough for IL & AL costs of 2 - 4K a month. But not enough to pay for NH now that they need that level of care, so they did Miller Trust to get them qualified for NH. It's pretty routine. Good luck.