Son is co-guardian with sister of mom. Son is also Trustee of mom's trust.
Mom's SSA goes into a trust bank account. She lives off the guardianship account. No shortage of money in either. We just recently set up the guardianship account but the trust account with the SSA has been there for years. Don't want to mess with her SSA if we don't have to.
On the SSA stuff, in my not an atty opinion, I think that SSA has to be formally contacted (like in writing with a xerox of the guardianship document attached & sent certified mail with a return receipt card to local office or whatever address is listed on MILs 2022 SSA awards letter) as to the guardianship being done. Your MIL now legally is in an entire different status, she cannot be self directed in making decisions; she has been appointed by the court, guardians and SSA needs to know. How SSA deals with the situation in my understanding is to require a representative payee named and it will be the court appointed guardian. Make a copy of the letter to SSA, the certified mailing & r.r,p. card and all gets attached to the guardianship report that the judge is going to want to see as part of the guardianship. Due diligence done!
SSA will eventually get back to you / hubs and send out SSA representative payee info for hubs. SSA could take months to do this. Meanwhile deposits stay the same.
Representative payee happens often. Theres an annual reporting / document done. If it can be avoided, yeah that’s better but the guardianship means new legal status so imo SSA need to be make aware.