We bought a a Premier walk-in tub 2 years ago when my husband was able to install it. Then we had a serious financial problem ( lost $11,000), and hubby had a heart attack. My bed is in the living room, because the extra downstairs room is not floated or painted; and my furniture needs to be carried downstairs. We are 65 and 70 years old and can't do the work now. Any (licensed) help would be appreciated for the tub; and anyone with sheetrock experience.
2. Contact your local city or township offices and find out if they receive HUD funds for repairs. Sometimes the funds aren't available until a few months after the fiscal year; it depends on issues at the federal level.
If I recall correctly, these are grant funds and don't need to be repaid, but they may also be emergency repairs only.
3. Contact your local county and ask if it has a home improvement program. Ours does; maybe other counties do as well.
4. Last resort and probably the least likely to happen - contact trade schools and ask if they help with homeowner's projects. It could provide a way for students (with supervision) to get experience.
It sounds also as though it may be time to consider a home that's only on one floor as the maintenance and difficulty of a 2 story home is challenging to people with medical limitations. Something to think about....