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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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We all carry staph on and in our bodies. It's an opportunistic infection. Your mother's intestinal obstruction in addition to her age probably weakened her immune system causing her to become vulnerable to the infection. Unfortunately it happens and not just with MRSA.
It usually doesn't cost anything to consult a lawyer but if a lawyer would take your case it will cost you a lot more than you'd pay in healthcare costs.
When you get the first hospital bill call their office and ask for financial assistance forms. Get them filled out and sent back. Because of your mom's age they may forgive the bill. Something a lawyer would never do.
I would not think so. She is 97 and as they age they become much more susceptible to so many things. If she has ever had MRSA she is much more likely to get it again. MRSA is often found in facility living and hospitals. My stepdad got is when he had a pocket watch size cyst removed from the bottom is his foot. Led to amputation of a toe. Was she living in a facility when she got the obstruction? Could the obstruction have caused the MRSA? If she was living in a facility maybe the infection was picked up there.
Many people have MRSA in their bodies. Just takes a change in health status for it to become active.
When you sign into the hospital (whether your mom signed herself in or someone did as POA) the documents you sign indemnify the hospital from these types of lawsuits. Check your intake paperwork, I guarantee that if you accepted care, you waved your rights to these types of lawsuits as they tell you...there is risk to being in the hospital.
Plus there is no way to prove that the MRSA came from their hospital, or was already dormant in the patient and bloomed due to the other issues. Even if you didn't sign intake papers... you would still have to prove the exact moment that the infection was "caught" and what the hospital did/didn't do.
Mom was living at home with a 24X7 caregiver. I feel she contracted it when 3 attempts to insert a NG tube were made. She never had MRSA. I doubt the obstruction caused it as it did not involve the circulatory system.
grzmot, I am so sorry to hear this! There's good advice here; also, this is what insurance companies are for, to pursue this kind of stuff, so put them to work on it! Hope your mom rests comfortably.
Any attorney taking on a case like this should be doing it free of charge to you (think ambulance chasers) - if they feel it is "winnable" they collect 30% or more (fees etc) of the winnings. However, although this might be won, in the meantime you do have to consider that in the "fine print" of hospital paperwork is the blurb about how YOU (in this case mom) are responsible for the debt, NOT the insurance company. Doctors and hospitals allow you to use insurance they accept and bill, but ANYTHING LEFT OVER they consider to be the PATIENT's debt. Working with their financial people may be helpful. Sometimes they will reduce costs and/or allow payments over time, but READ the fine print, especially if there is any interest being charged. Please see my response (copy/paste this if it doesn't show up as a link) in the agingcare regarding debt:
It's like when they are on Medicaid and fall and break a hip, or something similar - the family sees a 'big payday' and plan to sue the nursing home. Then they learn they have to prove negligence on the nursing home's part. Then they learn monies awarded go to MEDICAID, not them. That's what I was told.....anyway, there is good useful advice from others here.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
It usually doesn't cost anything to consult a lawyer but if a lawyer would take your case it will cost you a lot more than you'd pay in healthcare costs.
When you get the first hospital bill call their office and ask for financial assistance forms. Get them filled out and sent back. Because of your mom's age they may forgive the bill. Something a lawyer would never do.
Many people have MRSA in their bodies. Just takes a change in health status for it to become active.
Plus there is no way to prove that the MRSA came from their hospital, or was already dormant in the patient and bloomed due to the other issues. Even if you didn't sign intake papers... you would still have to prove the exact moment that the infection was "caught" and what the hospital did/didn't do.
Angel
Please see my response (copy/paste this if it doesn't show up as a link) in the agingcare regarding debt:
https://www.agingcare.com/questions/parent-needing-extensive-medical-care-keep-up-with-credit-card-bills-too-428290.htm