My grandmother (87) is on hospice, so her care is being paid for by Medicare- I don't believe she is actively dying however, we are (she) is still paying for her Blue Cross 65 supplement prem is over $200 a month. We don't go to doctors or use it because Hospice comes to us now. Did anyone experience this and if so did you cancel the secondary insurance? The supplement was great but now that we doing go to ERs or Use doctors she always saw we no longer using it. I didn't cancel it yet just incase she don't qualify for hospice at renewal. I do see a decline in her but not to the point where she only has days left..... I don't know what to do... the money would help out with the sitters but then again I don't want to cancel in case she needs it ! help
Do the best you can with this decision after you weigh everything.
So I would suggest keeping her insurance. $200/ mo is a drop in the bucket compared to what you would pay for a stay in the hospital.
So, hospice is covering her meds. The sitters are the major cost for you, right? Why don’t you call Council on Aging for help with sitters? It is not a lot of hours, but it’s free. There is a wait list so I wouldn’t wait to call to schedule a needs assessment evaluation.
Best of luck to to you and your grandmother.
I guess the part that always got me, was that in the beginning hospice was charging over $6000 a month, and my husband was in our home with me doing 99% of his care. Towards the end I noticed the amount actually was over $15,000 a month, still with me doing 99% of his care. Now if that's not a racket I don't know what is. Sorry I digress.
My husband was not "actively dying" until his last 6 weeks under hospice care, so just because your grandmother isn't to that stage yet, doesn't mean that she won't continue to qualify for hospice care. Wishing you wisdom and discernment in this situation.
Think carefully and speak to doctors and social workers prior to making this move.
I’d keep it till October as it will be past the worst (although Zeta caused loads of damage in Oct). Also by then you’ll have a better idea as to if she’s getting better so no hospice needed.
Do try to find out what type of transportation will be provided in da parish if there’s an evacuation & what shelters will take limited ambulatory elderly & what they can bring in with them. And see what you might can do to have packed & ready 30+ Days of all medications and any personal items she uses each day. Really if you live in this area you should IMO have a “ditch bag” ready by Father’s Day & Plan your work, work your plan.