My husband is currently in rehab. Social workers tell me I am in denial because I have not "chosen" for him to go into a facility. Prices I have been quoted are more than our entire income. I have no choice but to bring him home. Why do they pretend that I have a "choice"? "How long can you take care of him by yourself at home"? they ask, and tell me I am in denial. Well, I thought I was at the end of my rope, but I have just found there is no end.
If he qualifies medically and financially for Long Term Care Medicaid, you, as the "Community Spouse" will not be impoverished. Please ask the Social workers to explain how this works.
https://www.naela.org/
Have you asked the SWs "How can we afford this?" and laid out your financial picture to them?