My mil was in the nursing home some years ago and they took her house so she could get on Medicaid. She died.
My husband kept waiting for them to “ take the house” like they said.
Unfortunately he rented the house while his mother was in the nursing home and used the rent to help pay the nursing home.
Also unfortunately, the renter was arrested and sent to federal prison.
The house sits abandoned with the guy’s stuff cluttering the inside.
After a year of this, my husband was finally able to speak to someone who knew what was going on and they said they had been unable to contact him !
My mil was in her 90’s
My husband is 78
After mil’s death, he has had several strokes and other health problems.
He is barely able to care for himself, much less to be harrassed by Medicaid and told he must empty, prepare and sell this house and give them a certain amount of money.
He is trying to sell the house to a guy he met years ago who is having fun telling him that he will buy various properties and who knows what all ( we are not supposed to know of this “secret relationship”)
Is there a way to get Medicaid to just take the house and quit harrassment?
Husband is only surviving son and thinks he can handle this.
And what will happen when he is gone?
I was just about ready to turn the heat off, electric and water when Moms house sold. Family is not obligated to keep it up. Really, there is no way they would know it wasn't cleaned out. No rep from the State ever checked Moms house out. All was done through paperwork. All OP needs to do is send Medicaid a reality contract. Then they can turn everything off and walk away.
Maybe a neighbor that knows his situation and is motivated in buying out the property and a low price? I wouldn’t put it past some people who have deceitful ideas.
Abandon the house. Refuse calls. Eventually someone will foreclose on it.
They can't make him do anything if so then they would have already done it.
He needs to tell Medicare he isn't well and they need to Back Off or he will file harassment charges.
Or tell them if they want they can clean out the house and put it For Sell.
Also, is there a relative of the prisoner to contact about the items left in the home? Or even a letter to the prisoner telling him what is about to happen. Give him thirty days from the day he gets the letter (not the day the prison mail system gets the letter) to respond to you. (I write to someone in prison here in PA. All letters go to a facility in Florida, are opened and scanned and then the scans are sent to the prison for disbursement. The prisoner will not get your original letter, just a copy. Don't enclose anything. One sheet of white paper in a white envelope. Must be white.)
Medicaid doesn't take the house when someone goes on the NH Med program. Medicaid looks at what is left in an estate at the time of death. Medicaid can't really ask for a certain amount of money because the don't even know what the house will sell for, condition it's in, etc.
I have to ask - when his mom died did she have a will? Did the will go through probate to distribute whatever was left - including the house? If all that was done, the house should have been moved to someone's name by now. If it's in your hubby's name, then get it listed as is by a real estate person to sell it. Real estate person handles everything for you and it's done. You might have to get an atty involved if none of the probate has been done yet since deed needs to pass from mom to son or trustee to be sold.
The 'cleaning out' is NOT the kind you'd do if you are just trying to get the garbage out and make it 'walkable'. PLus which, all the stuff in the house belongs to the owner of the house and for me, out of curiousity, I'd want to see what's there.
Personally, and this is just me, I'd do a walkthough and see what's there. Remove what had value and call 1-800-junk for the rest. The better the place looks, the quicker it will sell, but in our market, it will sell in one day, no matter how awful it looks.
Realtors are paid commissions to deal with all the garbage that goes along with this kind of deal. Find one you trust and get rid of this elephant in the room.
The longer a house sits unoccupied, the more it deteriorates. There is a house in my neighborhood that has sat empty for 3 years. Upon inspection, a TREE was found to have broken through the basement concrete foiundation and had grown up through the floor into the 2nd floor. NOT a sapling. A freaking TREE.
You may have fun digging through all the garbage, or not. I'm innately curious, so I'd be more likely to be involved in a simple cleanout, but you wouldn't HAVE to.
Neither is set up to deal with memaws old house likely filled w loads of stuff & maybe a tenant or caretaker &/or a family of woodland creatures.
Ok here’s my take…. the reason the state or the outside contractor for MERP aka estate recovery, needs hubs to do it is that neither have no easy legal standing to sell the house PLUS they are not about to assume the costs of utilities, taxes, insurance and maintenance on memaws house. It’s not gonna be a cute newish 450k condo on the coast but an old place w likely decades of delayed maintenance.
AND
Whatever tally Medicaid paid for your late MIL care is unsecured debt against MILs estate. It’s not securitized debt like a mortgage or a heloc, where those can come in an foreclose on a property, toss out any tenants and sell it. It’s not hubs debt. Its unsecured debt of his moms.
It sits in limbo & stays that way till something can legally change its status. Like an Executor if you entered probate. Like a tax assessor as existing state law has it if property taxes are not paid, it can go up for however your state has tax sale / tax redemption/ tax deed set up to run. ((Most states have a 3 yr system, so whomever wants the tax delinquent property can pony up $ and try to get it at tax sale yr after yr and wait it out till yr 4, but often nobody wants the actual property, the tax sake bidder wants the delinquent taxes w interest (hefty 18-28%) paid to them)). Otherwise its Limbo time! If you live in an area w older neighborhoods, you see these houses over & over….. overgrown yard, sagging rooflines & ransacked house. Nobody in the family has the time, $ or interest of dealing with the place so it sits. Fines go nowhere.
So IMO the state needs for whomever would be the heir to do whatever needed to take the house out of deceased persons name and then sell it and they waltz in to get the States supposed lien against the estate in order for the Act of Sale to actually go through. The heir(s) - whether there’s a will and they opened probate or no will and it’s a intestate death - has a tried & true path for having “standing” for the estate. The persons who have “standing” can go before a judge and seek to get the assets transferred to them or seek to sell to satisfy claims against the estate by selling the house which is an asset if the estate.
Hubs does not need to do anything. He does not need to pay taxes, or have the yard cut, or keep utilities on. Unless he chooses to. If he didn’t open probate or didn’t let MERP know he was seeking exemptions or exclusions to MERP, he can let the place rot. It’s not his problem.
Im going to guess that if he is being hounded by someone from estate recovery, it’s that your state has a outside contractor for MERP. There are 2 big outfits & they seem to approach it like debt collectors do. Multiple letters and phone calls. Over & over. Relentless. The contracts seem to be done that they get a fee for administration and % of the recovery. I think GA uses HMS. Look at the letters, is it HMS?
If so, pls let us know. I’ll have suggestion if so on what to do.
I have dealt with Medicaid after the fact. When Mom passed I did contact her caseworker to find out what Mom owed because the house was up for sale and I needed to know what was owed so I could get enough to satisfy the lean. He was able to get me a letter. Problem was, Medicaid was not quick with placing the lean on the house. The caseworker gave me the number of the Medicaid Dept in the State Capital that handles that. Local offices don't handle leans. I talked to a woman who sent me the info I needed to fill out. Once that was done I received a letter telling me the lean had been placed.
My Mom was only on Medicaid short of 3 months. She owed 6k. That meant I didn't need to sell Moms house at Market Value. As long as I sold it to cover the tax lean and Medicaid lean I was OK. Which is what happened.
As suggested you need to go thru a realtor. If Medicaid amount is larger than the Market value of the house, it must be sold at Market Value. You can't just sell for whatever you want.
Selling "as is" does not mean you can leave it filled with the guys junk. My reality contract said it had to be clean and broom swept. Depending on what Medicaid is owed, you need to get as much as you can for the house. Cleaning it out it will help sell it faster.
It does not matter how long it takes to sell. You just have to prove its been put on the Market. Medicaid will just need to see the contract.
If your MIL was in fact receiving Medicaid and they were paying for her in the nursing home, she will have had a caseworker. Her caseworker is the person your husband has to communicate with.
This is important because it could be that Medicaid is not the one who is actually harassing your husband and it's the nursing home your MIL was in who is looking for more money. Speak to the person who was MIL's Medicaid caseworker.
If it turns out that Medicaid did pay for MIL's nursing home bill, they will be obligated to let your husband know the exact amount that is owed back to them.
Call a realtor and have them list the house for sale. "Market Value" is the worth of the house in the condition it's currently in. No one is obligated to renovate, make improvements, or even clean out the guy's stuff that's been sitting there for a year. All your husband is responsible for is having the place listed for sale.
Please don't let these people intimidate you or your husband because they're really just blowing smoke out of their a$$es.
Have the house listed for sale by a realtor, and your part is done.
It makes me wonder if this guy who is supposed to be a friend/real estate investor is behind the harassment.
When Mom went on Medicaid the house became an exempt asset. It was still her house. Since it wasn't sold before her death, now she has passed it becomes an asset that Medicaid can recoup some or all of the money they put out on for her care. Medicaid puts a lean on the house, its the family that has to sell the house so the lean is satisfied. It has to be sold at market value.
Because of your husbands health problems and you not directly related, you should consult with a lawyer on how to go about this. Was there a Will? Was the house left to your husband? Or did MIL pass without a Will. All that has to be established. The house is part if MILs estate. You may need to Probate so you can sell the house. Were taxes paid, if not, thats another lean. I suggest you go to your Township tax office and find out what leans are on the home. Maybe taxes are over and above what you can get for the house. I think a property tax lean overrides Medicaid. The County gets their money first.
So sorry you are going thru this but you received a lot of misinformation. Who filled out Moms application for Medicaid?
All you need to do is prove to Medicaid the house is up for sale. When sold, the leans will be satisfied at closing. Thats where your husbands responsibility stops. Medicaid gets what Medicaid gets. Family is not responsible for a Medicaid debt. They cannot go after family. Medicaid is obligated try and collect. If Mom had no house, then you would just prove she had no money at her death.
Her Personal needs acct and any money left from the spend down is part of Moms estate. Don't let the NH tell you otherwise. PNAs are overseen by Social Sevices.
The nursing home the MIL was in would almost certainly have been who did the Medicaid application.
You are correct that a property tax lien does override a Medicaid debt. The town always gets paid first and that is true everywhere.
These folks need to speak to whoever was the MIL's Medicaid caseworker. Not the nursing home.
Then sell the house through a reputable realtor who knows what they are doing.
I don't know if Medicaid will take a house that's full of someone else's crap.
I'd be on the phone with someone who knows the biz. not sitting and waiting for something to happen. (It already DID).
Ditch the 'friend' who sounds shady and unreliable. You shouldn't expect a dime out of this place. Just to have it gone would be a blessing, right?
As long as you do nothing---things actually deteriorate and your situation gets worse.