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My 66 year old father has limited mobility and a frontal lobe injury (not recent). I gave him a smartphone for Christmas, believing it would enrich his life by giving him a way to communicate with family and friends, and giving him way to watch videos, find information, and other innocuous things. Well, ever since he's had it, he's abused it. He's accessed porn and gotten on numerous sketchy dating/sex chat sites. He's been scammed several times. His favorite activity, however, is to friend and chat up strange women on Facebook, very young, very pretty women. I've discussed the hazards of doing this with him, but he won't stop it. He has been scammed before by doing this, but he still won't stop. He says that now that my mom is gone (she's been gone for five years now) that he's lonely, which I can understand that. But he refuses to try healthy activities where he might meet real people in person. Even so, he seems fixated on finding a girlfriend, just not one his own age. This is concerning. I'm at my wit's end and I'm looking into moving away next year to pursue a PhD. I worry that he'll get into real trouble and I won't be there to help. I need advice, please! Thank you!

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I’d suggest that you go to the Reddit scam subgroup for how to deal with this & also info as to the types of scams and how they are able to get access to his funds and other assets.

An astounding number of ways to scam…. not just the iRomance ones he’s fallen into but the pig butchering scam, iRecovey scam, iTask scam, check washing. As once he’s on the radar as a pigeon, his info will be passed around. Lots of folks with expertise on how to deal with these are active on the subreddit group. fwiw he’s likely to get hit up on a pig butchering one next, an offshoot on iRomance with a crypto investment twist.
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sp196902 Oct 2023
Why do they call it a pig butchering scam? Do they consider their marks pigs?
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My father does the same thing. He seems to think he is a player. It never occurs to him that 30 year old women are really not interested in 89 year old men.
He also mails them money in cash.
He most definitely is not interested in women his own age.
There is not a thing i can do about it as he is till working and paying his bills,his driving is pretty sucky though
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alm2023 Oct 2023
Yeah, mine imagines he's in the best of health and a "good catch" for any woman. I once talked him into visiting our local senior center, but he didn't like that, because everyone there was "ancient" he said. He wants young and beautiful, when he is not young and handsome (or rich).
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I guess if you put him on your plan, you can remove him and have a landline put in.
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alm2023 Oct 2023
He's not on my plan, otherwise this would be a great idea.
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Take away the cell phone. Seriously. Your dad won't stop until he loses a lot of money and even then many just keep at it.

My FIL lost over $100,000 to a "woman" on Facebook and he lost his house too.

Ironically most of those "women" your dad is chatting up on Facebook are really men. Not that he will believe you if you tell him that.

If he loses all of his money to scammers please do not help him out financially, you have to be prepared to let him suffer the consequences of his own stupidity (I would say ignorance but he has been told and warned enough times that he is now just plain stupid). Tell him that up front so he knows and since you bought him the phone you can take it from him.

If you are paying the cell phone bill cancel the service.

I get that he's lonely but young and attractive women are NOT interested in old geezers with limited mobility and head injuries, unless they are rich or these women have some serious mental health issues.

Sorry I think you opened Pandora's box here with that cell phone and unfortunately this is going to plague you with your dad getting scammed until ALL his money is gone unless you take the phone and he is unable to get another one.
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AlvaDeer Oct 2023
He knows how to use a cell phone now. There will be no stopping him from getting another. He is not incompetent from all our OP says.
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If he has a PoA this person should transfer funds out of his checking account and into his (your Father's) savings account. Only leave a minimum amount of money in checking to pay bills. This way loss exposure is somewhat minimized.

His PoA (or legal guardian) should lock up his sensitive info (SSN, credit cards, other investment info) to protect it against your Father. You'll need to work fast because the scammers certainly do.

FYI if your Father doesn't yet have a PoA this should happen immediately and then take him for a medical cognitive exam from his doctor. This may prevent a very experienced scammer from making themselves his PoA and then legally cleaning him out... after which there is no hope of finding the thief or recovering the money/house/car etc.
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JoAnn29 Oct 2023
Can't do this if he is competent.
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Your father is only 66! There are plenty of attractive widows that you could be worrying about!

I’d suggest that you write a list of your father’s assets, with approximate values, and see if there are ways to protect them, particularly the most valuable ones. If possible, put the house into a trust and the finances into a long-term deposit. Work out what you do to assist him now, and use the fact that you will be moving away to justify ‘simplifying’ things for him.

In all honesty, if he’s 66 and his wife has been dead for 5 years, no wonder he’s sex crazy. Porn is relatively safe, even if you think he should be past all that. Protect the money, if you can.
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sp196902 Oct 2023
These women he is giving money to are NEVER going to have sex with him. They are probably men too. My FIL went to the airport to meet his Facebook scammer and she never showed up. He was so concerned he called the police who informed him he was being scammed. I LOL about it because my FIL is a gigantic ass and I hate him because he is a piece of garbage.
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I wonder if there is a seminar on this subject u can take him to. Parents never believe their children. Does he attend a Church? Maybe the minister can talk to him.

I would make Dad understand that u will not fix anything he gets himself into. 66 is not old. I have friends 70 and up still holding down jobs. If he uses up all his money on these women, you will not be supporting him. He will just have to go on welfare. Tell him he has no idea who is on the other side of that profile. Most of the time they are from other countries.

Dr Phil had a program on this. Its actually a mental thing. One woman said she had 5 men who loved her and she was sending each them money. All had excuses why they could not meet her. She worked and was intelligent. But she got sucked in. She was 60ish. A little on the cubby side, maybe attractive but not a beauty and thought these 30 yr old hunks were interested in her. I am 74 by the way. White haired and weigh a little more than I would like. Been told I look like I am in my 60s. My DH says I am cute. But I am sure no 30 yr old hunk would be interested in me. My money yes.
By the end of a 2 day show he was able to show this woman how she was being scammed. She started crying because she realized she had been scammed. The other woman also worked still did not believe DP or the FBI agent brought in to prove how shevwas scammed.
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Unfortunately, you don't, it is his money, his life. When the money runs out you do not help him, make that clear to him, he created the issue he has to figure out how to solve it.

Not your monkey, not your circus.

Most of the time these type of parents do not listen to their children. It is a mental illness that has taken over, they no longer can make rational decisions.

In Florida it is a regular thing these women know how to play desperate men.
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My Mother was doing this , posted a photo of herself at 30, she was 79 then, said no one believed she was that old. She was going to cash stores after I stopped funding her fantasies, had no idea what she was doing.
Took the cell away and went with a VoIP phone landline, it has been a wonderful solution to one of many issues. I do have the POA and struggle daily with her aggressive nature. I have been blessed with a wonderful caregiver that is a gentle soul . Baby monitors can be very helpful when you get this deep into this.
These folks on this site have been so helpful, I surely would not have made it this far and I still have those days APS looks really good! Good luck
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Alm, fwiw should- again should - your dad end up needing to file an application for LTC Medicaid (State run Medicaid program that pays for custodial care in a NH), his getting scammed may be an issue. The reasoning is that he on his own “gifted” $ to someone. And gifting of assets not allowed to happen within the 5 year lookback and can place a transfer penalty against his eligibility. The penalty is by # of days, and to add to the butt rash on this, he will be in a NH at the time of the filing and creating a daily room&board bill. So will be costly should he be determined ineligible.

Yeah nothing but fun…. But as it was a honey trap or iRomance scam that he did of his own accord with $ from his accounts on his own free will, technically he gifted the $. Fwiw this is also why it’s hard to get the $ back as it wasn't stolen or hacked, but done by him to another.

So keep all the details on this cause if you’re his POA you’ll will have to file a police report on this. (As he sure won’t). The police report provides a way to get around the penalty as you’ll put down it was a crime/scam done to him with the devil as needed for police report. Might also do a FBI filing as well although they done do anything unless real significant amounts of $$$$. Neither can do much of anything to try to catch the scammers as they are long gone with the $ offshore anyways.

Also as you are moving away for grad school, maybe use that as an excuse to get his legal (will or codicil to his old one since mom has died) and banking / financials update so you can monitor stuff from afar. And have all accounts done to be POD or TOD to you. Get names & email info on bank officers too. Just in case something wonky comes up. If he gets totally fleeced as least you know you tried.

If he owns his home outright, that is something I’d be quite concerned about. I’m guessing you do not want the responsibility of owning it or having to deal with it. But maybe - maybe! - he’d be ok with doing a % of his ownership to you. Like 20/25% so that should a new skirt show up and try to take over property ownership, they cannot as you have a % and you would have to be dealt with to ch age title or take out lending on it. That you don’t tell dad this line of thinking but use the reasoning it gives him and you a way to deal with or emergencies while he fully retains the primary ownership. Good luck on dealing with the old rooster.
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AlvaDeer Oct 2023
And without a diagnosis for Dad of incompetency, he IS competent to make his decisions about his own money.

And I think, from what I have seen, that neither the federal government NOR the Medicaid folk are going to be the slightest sympathetic.

It is not against the law to make bad decisions or even to be crazy. The result can be to end up penniless, and no one will care. You can stand in front of a judge and say "I TOLD him not to do this" and it will make no difference at all.

To me, when these things happen, it is best to walk away, and let the chips fall where they may. Not everything can be fixed and we can actually forfeit our lives and our happiness to those who insist on making bad decisions.
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