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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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I a a medical RN I don't deal with insurances. How does Medicare and Long term care insurance work together? Does having the LTC insurance mean she dosent need Medicaid ?
Somehow a paragraph got left out on my post......IF the gap between what the LTC pays and what their SS & retirement pays covers their monthly, then they don't need Medicaid. Personally if "all in" is a small gap & if its an affordable for family to cover the NH charge, I'd try to private pay the gap rather than apply for Medicaid. I'd wait to apply for Medicaid after all the LTC funds are paid out as per policy.
Everybody's financial situation is different, I'd suggest to look carefully at the $ & timeframe on the LTC to see what's what as a first step.
Medicare & medicaid are very different in what they pay for in regards to LTC. Really read & re-read the articles on this site to understand the difference.
In a nutshell, Medicare will pay for a post-hospitalized individual rehab placement to a NH for 21 days @ 100% and the up to 100 days @ 80% if progressing in their rehab (which my experience most frail elderly don't get past 6 weeks). After that either is private pay, LTC insurance or applies for Medicaid (and spends down to get to medicaid required impoverishment).
If your elder is moving into NH/LTC from living at home, in IL or AL, then they will not have medicare paying for rehab. So it's either private pay, be a Medicaid Pending resident, or have LTC insurance paying (& it may not cover the entire amount, so the gap is private pay). With NH average cost of 8K a mo., the amount of funds needed gets huge in short order.
Please make sure the facility takes LTC insurance. My moms NH would not take any LTC as the paperwork required could be just too much to be worthwhile for the usually low amount paid or lengthy wait for reinbursement payment.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Everybody's financial situation is different, I'd suggest to look carefully at the $ & timeframe on the LTC to see what's what as a first step.
In a nutshell, Medicare will pay for a post-hospitalized individual rehab placement to a NH for 21 days @ 100% and the up to 100 days @ 80% if progressing in their rehab (which my experience most frail elderly don't get past 6 weeks). After that either is private pay, LTC insurance or applies for Medicaid (and spends down to get to medicaid required impoverishment).
If your elder is moving into NH/LTC from living at home, in IL or AL, then they will not have medicare paying for rehab. So it's either private pay, be a Medicaid Pending resident, or have LTC insurance paying (& it may not cover the entire amount, so the gap is private pay). With NH average cost of 8K a mo., the amount of funds needed gets huge in short order.
Please make sure the facility takes LTC insurance. My moms NH would not take any LTC as the paperwork required could be just too much to be worthwhile for the usually low amount paid or lengthy wait for reinbursement payment.