Are you sure you want to exit? Your progress will be lost.
Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
✔
I acknowledge and authorize
✔
I consent to the collection of my consumer health data.*
✔
I consent to the sharing of my consumer health data with qualified home care agencies.*
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our Terms of Use. for information about our privacy practices.
Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
Maw1935 - other considerations are the long term costs on the house; it's value for a possible future sale; & what moms finances are likely to be commmited to in the near & far term. Really try to take the time to put pencil to paper and review all the costs on the house, her AL, etc for 2016 and look at her awards letters from SS, retirement, pensions for 2017 and any investment EOY 2016 statements to see just what funds she has & she will need.
If she has substantial assets today for her care & the property and the likihood of needing Medicaid is non-existent, then keeping the house till beyond death so it is inherited is a better strategy. This is what Pam refers to with $00 basis. But is mom is going to need Medicaid although the house usually can be kept as an exempt asset for Medicaid, mom will have no $ to pay on ANY costs as she will be required to have her monthly income almost all paid to the facility as her co-pay or share of cost (SOC) under Medicaid. So although mom owns the property, family will have to pay all costs on the house either from their own wallet or renting it from day 1 of medicaid till beyond death and then deal with however Medicaid estate recovery (MERP) runs for your state & open probate after she dies.
Keeping the house can be done. But based on posts on this site, most families that end up needing Medicaid, place the house on the market within the first 6 mos as family just runs out of $$ & "nice" as there is dissension within family on paying for stuff or keeping their end up. Really if Medicaid may be needed think about the "what if's" before the costs on the house get too loco to work. Selling the home often provides enough $$ to enable them to private pay for care so there are ooodles more choices of facilities.
If it is her house, she sells it and pays no capital gains. If she is a life tenant but the house is in your name, you sell it and she is entitled to part of the proceeds due to life tenant rights. You pay capital gains on the rest because your basis is $00. On the other hand, if you wait until she passes, you inherit the house (probably not taxable) and you sell it. Your basis is the market value of the house on the day she died, so it could be a gain or a loss. Now go talk to your lawyer and your accountant for the details.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
If she has substantial assets today for her care & the property and the likihood of needing Medicaid is non-existent, then keeping the house till beyond death so it is inherited is a better strategy. This is what Pam refers to with $00 basis. But is mom is going to need Medicaid although the house usually can be kept as an exempt asset for Medicaid, mom will have no $ to pay on ANY costs as she will be required to have her monthly income almost all paid to the facility as her co-pay or share of cost (SOC) under Medicaid. So although mom owns the property, family will have to pay all costs on the house either from their own wallet or renting it from day 1 of medicaid till beyond death and then deal with however Medicaid estate recovery (MERP) runs for your state & open probate after she dies.
Keeping the house can be done. But based on posts on this site, most families that end up needing Medicaid, place the house on the market within the first 6 mos as family just runs out of $$ & "nice" as there is dissension within family on paying for stuff or keeping their end up. Really if Medicaid may be needed think about the "what if's" before the costs on the house get too loco to work. Selling the home often provides enough $$ to enable them to private pay for care so there are ooodles more choices of facilities.
Now go talk to your lawyer and your accountant for the details.