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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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My brothers house has burnt and he is in an ICU Burn unit in Chicago, IL not awake and can not talk. I need to settle some of his bills and to rebuild his house what do I need he lives in IND. and I live in IL please respond. Thank you so much
I'm sorry that your brother is going through this. I assume you would have to be made his guardian if he isn't married. An elder attorney might be the place to start with a consultation. My limited experience is that folks who go to the burn centers have lengthy recoveries that usually include a stay at a rehabilitation center after the burn center. Usually there are multiple surgeries involved. For the people I've known who were badly burned talking takes awhile due to the smoke damage to the lungs and sometimes the patient is kept sedated while a portion of the healing is taking place. I know it is hard to see him in this condition. I'm really sorry. Someone will probably see this post soon who has a more complete answer for you. I mentioned guardianship because he obviously can't assign you a power of attorney in his current condition but perhaps there are other alternatives in emergency situations like this. Take care.
Thinking again, as to 97YOMom's suggestion, you might also consider contacting an attorney whose practice area includes temporary guardianships.
Is your brother married? If so, what's his wife's role in this situation - does she have joint authority over his accounts? If so, she could handle the finances for him.
For the house rebuild, contact his insurance company ASAP. You might have difficulty getting them to discuss estimates and plans (which if there's a mortgage could include the mortgagee [lender] ), so it's best if you can find his policy.
I've never undergone such a complete devastation, but I do know that mortgages typically have clauses addressing losses and how the money needs to be directed toward rebuild, as the lender has a vested interest in the property.
I would also notify the local building and/or code enforcement staff, in case they don't already know from a fire department communication to them.
You might want to start with the insurance agent before notifying the company of the loss. Some agents have good working relationships with their clients and might be able to help you through this process.
As to paying his bills, that's a tough one b/c of his not being able to create a POA. I would at least raise the issue with any banks involved, being prepared to provide documentation of the loss as well as your brother's situation. It might not work, but it's worth a try. And bring identity to prove you're his brother.
Another thing I would do immediately is review his finances, document the names of creditors ranging from utilities to credit cards, and notify them in writing by certified mail. I would indicate that you're trying to arrange for payment methods but have no POA and ask if they can offer any way to address the bills until your brother is able to communicate his wishes. Given that the house is destroyed, there might not even be any utility bills issued. Ask also about getting an abatement of any bills or action if they're not paid.
I am so sorry to read of this tragedy; it must be so difficult to have gone through this experience, to see your brother in recovery in a burn unit, and to attempt to step in and manage his finances. Please be sure to get some respite for yourself; this will be a trying time for you and your family.
My brothers house has burnt and he is in an ICU Burn unit in Chicago, IL not awake and can not talk. I need to settle some of his bills and to rebuild his house what do I need he lives in IND. and I live in IL please respond. Thank you so much
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Take care.
Is your brother married? If so, what's his wife's role in this situation - does she have joint authority over his accounts? If so, she could handle the finances for him.
I've never undergone such a complete devastation, but I do know that mortgages typically have clauses addressing losses and how the money needs to be directed toward rebuild, as the lender has a vested interest in the property.
I would also notify the local building and/or code enforcement staff, in case they don't already know from a fire department communication to them.
You might want to start with the insurance agent before notifying the company of the loss. Some agents have good working relationships with their clients and might be able to help you through this process.
As to paying his bills, that's a tough one b/c of his not being able to create a POA. I would at least raise the issue with any banks involved, being prepared to provide documentation of the loss as well as your brother's situation. It might not work, but it's worth a try. And bring identity to prove you're his brother.
Another thing I would do immediately is review his finances, document the names of creditors ranging from utilities to credit cards, and notify them in writing by certified mail. I would indicate that you're trying to arrange for payment methods but have no POA and ask if they can offer any way to address the bills until your brother is able to communicate his wishes. Given that the house is destroyed, there might not even be any utility bills issued. Ask also about getting an abatement of any bills or action if they're not paid.
I am so sorry to read of this tragedy; it must be so difficult to have gone through this experience, to see your brother in recovery in a burn unit, and to attempt to step in and manage his finances. Please be sure to get some respite for yourself; this will be a trying time for you and your family.