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Who are you caring for?
Which best describes their mobility?
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How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
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V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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Royboy - if you are doing this to make yourself impoverished so you think you can qualify for Medicaid, this is a foolhardy idea.
Medicaid can require 5 years of financials. So anything given or gifted to others before October, 2023 can have a penalty placed on your Medicaid application and that penalty will mean you are ineligible for Medicaid even though you are now impoverished.
pay for a NAELA or CELA level of elder law attorney for advice.
You will need to see a lawyer concerning something like this. Depending on your age, the Medicaid 5yr look back would need to be considered. Do you think you may ever need to use Medicaid for your care?
In the 5yr look back, any large amount of money going out of the account is questioned. If used for the applicant than OK but if given as a gift then the applicant will not be able to get Medicaid. Just giving u the simple version, there is more to it depending on ur situation.
We r a forum of Caregivers sharing our experiences hoping to help others deal with caring for a LO. We do have medical and Law professionals pipe in every so often giving us some of their expertise. Sorry, but we aren't able to supply forms since this would determine the state ur in or even a Country.
My question would be how old are you? Do you have enough money to put in trust for your daughters and will still be able to live comfortably the rest of your life?
I have already told my daughters, the little we have invested will, go to our care first and whats left is theirs. If your health declines, will daughters be able to care for you? Can you hire caregivers? Maybe your health problems are such that daughters can't give the caregiving so you need an Assisted living, which costs 5k or more. Will you have 60k or more a year for this type of care? Believe me, you do not want to be in a nursing home in your right mind. Most of the residents have Dementia of some kind. Very hard to have a conversation with.
You need to think about your future first. It's nice to think about your children's future, but you don't owe them anything once they are adults. And they are not entitled to what you worked hard for.
My Dad had an old farmhouse with 7 acres. At one point, he could have sold off some of that acreage for him and Mom to live better. No, he wanted to leave it to his kids. The house is 125 yrs old and falling apart. I can't sell it. The 7 acres are now considered wet lands. Two of us retired and the other hoping to be so we can't afford to fix it up. None of us wants it. So, it will, be abandoned. Makes me mad because the money Dad could have gotten for the lots back then, could have gone to giving my Mom a better life. She died with $148 in the bank.
A few more details would be helpful, such as what your situation is and your reason for wanting to give these assets, and where you live. Especially since there are many issues surrounding Medicaid, if this is your reason for wanting to give the assets (if using it to avoid spend-down, this could backfire).
I don't know if there are specific "forms" for this-- just give the items, depending on what they are. It may be specific to your state or municipality what you would need to do as far as gifting things like real estate or vehicles.
Consulting a lawyer in your state may not be a bad idea.
I agree. If you’re applying for Medicaid and you want to exempt assets from the lookback (of 5 years), you need to do everything aboveboard. That involves more than just a form, which we cannot provide you with because we don’t do that. Get an Elder Law Attorney and have them guide you through the process...legally. You don’t want to mess with the Federal Government. It will absolutely come up to bite you in the hiney.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Medicaid can require 5 years of financials. So anything given or gifted to others before October, 2023 can have a penalty placed on your Medicaid application and that penalty will mean you are ineligible for Medicaid even though you are now impoverished.
pay for a NAELA or CELA level of elder law attorney for advice.
In the 5yr look back, any large amount of money going out of the account is questioned. If used for the applicant than OK but if given as a gift then the applicant will not be able to get Medicaid. Just giving u the simple version, there is more to it depending on ur situation.
We r a forum of Caregivers sharing our experiences hoping to help others deal with caring for a LO. We do have medical and Law professionals pipe in every so often giving us some of their expertise. Sorry, but we aren't able to supply forms since this would determine the state ur in or even a Country.
I have already told my daughters, the little we have invested will, go to our care first and whats left is theirs. If your health declines, will daughters be able to care for you? Can you hire caregivers? Maybe your health problems are such that daughters can't give the caregiving so you need an Assisted living, which costs 5k or more. Will you have 60k or more a year for this type of care? Believe me, you do not want to be in a nursing home in your right mind. Most of the residents have Dementia of some kind. Very hard to have a conversation with.
You need to think about your future first. It's nice to think about your children's future, but you don't owe them anything once they are adults. And they are not entitled to what you worked hard for.
My Dad had an old farmhouse with 7 acres. At one point, he could have sold off some of that acreage for him and Mom to live better. No, he wanted to leave it to his kids. The house is 125 yrs old and falling apart. I can't sell it. The 7 acres are now considered wet lands. Two of us retired and the other hoping to be so we can't afford to fix it up. None of us wants it. So, it will, be abandoned. Makes me mad because the money Dad could have gotten for the lots back then, could have gone to giving my Mom a better life. She died with $148 in the bank.
I don't know if there are specific "forms" for this-- just give the items, depending on what they are. It may be specific to your state or municipality what you would need to do as far as gifting things like real estate or vehicles.
Consulting a lawyer in your state may not be a bad idea.