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Which best describes their mobility?
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How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
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Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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No, because the car does not belong to them. It belongs to the dealer who leased it to them. At the end of a lease the leasee has the choice to turn it in and lease another car or buy the car they have been leasing. So, the Car needs to be returned to the dealership. Telling them the person is now in nursing care. Not sure how they will handle an early return.
Auto leasing has no actual ownership. Technically NOT an asset.
To me, issues on keeping a lease, will be: - affordability which depends on which Medicaid program they are applying to. Some Medicaid programs, like LTC Medicaid leave them with realistically no $. LTC is NH Medicaid so no longer living in their home or in a family members home & are require to do a copay of almost all their income but $60/$75 a month to the NH so zero $ to pay the lease. But community based Medicaid, like for InHome healthcare or a PACE day program does not have the big copay requirement of LTC Medicaid so she would likely still have her monthly income to be able to pay her existing lease. So which Medicaid program???
And - how the lease reads for being ok for legitimately adding on additional drivers &/or changing where the car is “garaged” for the terms of the lease?
and - would it possibly make sense for someone else in the family to pay all the leased car costs for the remainder of the lease assuming whomever driving can be added onto auto insurance and also the insurance address is changed to wherever the car is now going to be listed as it’s “garage” for auto insurance. Please be aware that if the auto insurance policy is tied into elders homeowner policy (like it’s State Farm, USAA) and they have moved out of their home and into a NH, and there is an accident on the leased vehicle, the insurance company will likely find that out and deny any claim…. and everyone in this drama will be be sued. You just want the auto insurance to be freestanding auto insurance.
I’ve done leases forever as a business expense, as need a new & dependable not expensive SUV under warranty. It makes sense for me. But my understanding to do one for personal use is a bad financially most of the time as paying on something (probably more expensive than you could qualify to afford to buy) at dealer set interest rate that still has a chunky payoff due at its end of lease. If it’s not afford to keep or doesn’t make sense to do, contact customer service support # on the monthly lease statement on doing “early cancellation”. Theres a system that has to be followed similar to ending a lease…. like an odometer reading that has required dated paperwork. Good luck on your decision making.
You don't have to be completely destitute to get Medicaid. For example, in most cases, you don't have to sell the home. You can also keep some funds, personal items, a car, funds for burial, business assets, and some life insurance
The only life insurance you can keep is employer owned. Meaning they paid for it. No, the house does not need to be sold but there will be no money for upkeep. Once the person dies, a lien will be placed on the house and the house will need to be sold to satisfy the lien. The car, the person will not be driving and neither will anyone else. Insurance cannot be gotten unless u own the car.
A leased car is not an asset as said by some readers. Exempted from Medicaid. I'm not sure about how ending the lease prematurely will work out. Check with the dealer and explain about the auto renter's situation.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Car needs to be returned to the dealership. Telling them the person is now in nursing care. Not sure how they will handle an early return.
https://budgeting.thenest.com/return-leased-car-early-27500.html
To me, issues on keeping a lease, will be:
- affordability which depends on which Medicaid program they are applying to.
Some Medicaid programs, like LTC Medicaid leave them with realistically no $. LTC is NH Medicaid so no longer living in their home or in a family members home & are require to do a copay of almost all their income but $60/$75 a month to the NH so zero $ to pay the lease.
But community based Medicaid, like for InHome healthcare or a PACE day program does not have the big copay requirement of LTC Medicaid so she would likely still have her monthly income to be able to pay her existing lease. So which Medicaid program???
And
- how the lease reads for being ok for legitimately adding on additional drivers &/or changing where the car is “garaged” for the terms of the lease?
and
- would it possibly make sense for someone else in the family to pay all the leased car costs for the remainder of the lease assuming whomever driving can be added onto auto insurance and also the insurance address is changed to wherever the car is now going to be listed as it’s “garage” for auto insurance. Please be aware that if the auto insurance policy is tied into elders homeowner policy (like it’s State Farm, USAA) and they have moved out of their home and into a NH, and there is an accident on the leased vehicle, the insurance company will likely find that out and deny any claim…. and everyone in this drama will be be sued. You just want the auto insurance to be freestanding auto insurance.
I’ve done leases forever as a business expense, as need a new & dependable not expensive SUV under warranty. It makes sense for me. But my understanding to do one for personal use is a bad financially most of the time as paying on something (probably more expensive than you could qualify to afford to buy) at dealer set interest rate that still has a chunky payoff due at its end of lease. If it’s not afford to keep or doesn’t make sense to do, contact customer service support # on the monthly lease statement on doing “early cancellation”. Theres a system that has to be followed similar to ending a lease…. like an odometer reading that has required dated paperwork. Good luck on your decision making.
With rare business exceptions.