Parent owns home and has no mortgage. They want me to come and take care of them. Wondering if they decline further and are placed in a nursing home, would I ultimately get evicted from their home? I'd like to inherit her house and be able to live there permanently.
So it all depends on the details and whether your elder requires Medicaid help with clawback coming after death, and the rules of Medicaid and your state. And if you are on the will or are the only legal beneficiary.
So many dependencies here.
If your elder is currently competent enough to do wills and papers it is time to see an elder law attorney. If too incompetent now to change anything there is little you can do, but you CAN gather all papers and attend attorney to find out what is what.
We here on the Forum could have no idea what individual rules and regulations and wills and documents and deeds apply on your own case. That is for you to research. I sure do wish you the best. You are wise to check all this out before making a move.
One thing is sure. An elderly parent will decline further. Please do not skip into a caregiving situation thinking that it's all sunshine and roses. You cannot imagine until you've done it what servicing such a decline will do to you personally. This is not something to enter lightly. Are you ready to give up most of your social life? To be at her beck and call 24/7? To haul her to repeated medical appointments and administer her meds, interact with her doctors, and listen to complaints?
If you could convince her to sell you the house, and you're happy with that, and she would go to AL, and she's happy with that - wonderful. Be aware that there's a lot of trouble that goes with that plan, such as her being resentful that you're living in her house while she's at AL and NOT HAPPY because old people sometimes or always or occasionally tend not to be happy. And you feel guilty. And then she wants to come back and live with you in the house you now own. AND YOU GOT RID OF ALL HER HUMMEL COLLECTION AND NOW SHE'S REALLY MAD!
I hope you find a solution that works for both of you.
I don't need her house to live in, I only want it because I grew up in it (sentimental reasons).
I am financially solvent.
I was wondering if I should offer to buy the house from her. I could do that, and then she would have $ to pay for her care at an AL.
I don't know how she would react to the suggestion, though, as she's very hard to deal with at times, among other things.