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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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I talked to a social worker (I'm in PA) because my brother was taking money from my mother. She suggested I contact a elder lawyer and report him. I know that nursing homes go back 5-7 years in financial records if the elder needs to get funding and if anything looks shady, that money would have to be paid back. Good luck... finances and families don't mix.
Pamella, who is it that is living on the insurance money - your father in the nursing home or the "family member"? If it is your father, then I would guess that he paid for the insurance over the years so that he would have it when he needed it to pay for care in his later years. If it is the "family member" who is living on the insurance money, I would think you would have to read the insurance contract that your father signed years ago when he signed on with the insurance company to see if what is happening is legal or not. I hope someone else isn't using the money that your father intended for his own use in his later years. Good luck in finding out.
ALot of this depends on the situation & who has DPOA. If bro is living at dad's house, then he can use dad's money for the upkeep of the house as the house is in dad's name. It doesn't have to be your brother's money to pay for maintenance.
How is nursing home getting paid? If dad is private pay at the nursing home then as long as they are getting paid, dad needs are being addressed (e.g.he gets new socks when he needs them, he gets his hair cut) then how his money is spent is of no concern to them.
If he's on Medicaid for the NH, then whatever assets he has are being paid to the NH and there should be no other income out there. So if this is case then something got unreported and Medicaid will eventually find out, dad will responsible for paying the full rate for the period of ineligibility. If dad can't then the NH will try to bill the family. Maryland IS a filial responsibility state.
What do you mean by "insurance money". I would imagine you actually mean an annuity purchased through an insurance company?? If that's the case, then how it can be distributed depends on the contract. Annuities have all kinds of regulations as to how they are paid out and they regulated by each state. You need to see the contract.
Who is DPOA? If your bro. is DPOA for dad and he doesn't want to share dad's financials with you, he doesn't have to. Then you need to get an elder care attorney to sort all this out. Good luck.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
If bro is living at dad's house, then he can use dad's money for the upkeep of the house as the house is in dad's name. It doesn't have to be your brother's money to pay for maintenance.
How is nursing home getting paid?
If dad is private pay at the nursing home then as long as they are getting paid, dad needs are being addressed (e.g.he gets new socks when he needs them, he gets his hair cut) then how his money is spent is of no concern to them.
If he's on Medicaid for the NH, then whatever assets he has are being paid to the NH and there should be no other income out there. So if this is case then something got unreported and Medicaid will eventually find out, dad will responsible for paying the full rate for the period of ineligibility. If dad can't then the NH will try to bill the family. Maryland IS a filial responsibility state.
What do you mean by "insurance money". I would imagine you actually mean an annuity purchased through an insurance company?? If that's the case, then how it can be distributed depends on the contract. Annuities have all kinds of regulations as to how they are paid out and they regulated by each state. You need to see the contract.
Who is DPOA? If your bro. is DPOA for dad and he doesn't want to share dad's financials with you, he doesn't have to. Then you need to get an elder care attorney to sort all this out. Good luck.