Are you sure you want to exit? Your progress will be lost.
Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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I acknowledge and authorize
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I consent to the collection of my consumer health data.*
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I consent to the sharing of my consumer health data with qualified home care agencies.*
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our Terms of Use. for information about our privacy practices.
Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
Is it how to get out of debt that you can't figure out? If so, there are debt counselors available. If it's charge card debt, look on your statement; there usually are statements with contact information on who to call to address the situation.
But stay away from the shyster outfits that charge a fee for working out solutions.
Can you itemize the debts and amounts, figure out how much you can pay on each per moth, and work out a plan from there? Sometimes things like that can be overwhelming, so do something relaxing first to clear your mind. Listen to music, pet a cat or dog, go for a walk, read a book, watch an engrossing but positive movie... put your self in a good mood to address the issue.
Hang in there - you're not alone in this situation.
I have been ill for several months & thats when I got behind again. Now my credit is very bad & I need authorative person to call them on my behalf. I start doing the list & get overwhelmed and can't finish. I want to get mortgagw or reverse mortgage to dig out but neef help.
Make the list one bill at a time. Dealing with debt issues can be depressing, so give yourself breaks while working on a list. Take a nap if it helps.
You don't mention a job or your age. But you did write that your mortgage is okay, so don't even consider a reverse mortgage as a means of getting out of debt.
Since you've been ill, you have a legitimate excuse; I assume you've also been out of, or off work as well.
Google "Lighthouse Foundation" for Pennsylvania; in Michigan, they participated in mortgage counseling and foreclosure avoidance during the recession. They may also provide nonmortgage debt counseling. This is the kind of agency that can help you. I'm sure there are others but am not familiar with Pennsylvania agencies.
Your local community's Senior Center may have some suggestions on agencies that can help with counseling.
At this point put aside the idea of getting any additional financing - with bad credit, you likely wouldn't be able to get an equity loan or a reverse mortgage.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
But stay away from the shyster outfits that charge a fee for working out solutions.
Can you itemize the debts and amounts, figure out how much you can pay on each per moth, and work out a plan from there? Sometimes things like that can be overwhelming, so do something relaxing first to clear your mind. Listen to music, pet a cat or dog, go for a walk, read a book, watch an engrossing but positive movie... put your self in a good mood to address the issue.
Hang in there - you're not alone in this situation.
You don't mention a job or your age. But you did write that your mortgage is okay, so don't even consider a reverse mortgage as a means of getting out of debt.
Since you've been ill, you have a legitimate excuse; I assume you've also been out of, or off work as well.
Google "Lighthouse Foundation" for Pennsylvania; in Michigan, they participated in mortgage counseling and foreclosure avoidance during the recession. They may also provide nonmortgage debt counseling. This is the kind of agency that can help you. I'm sure there are others but am not familiar with Pennsylvania agencies.
Your local community's Senior Center may have some suggestions on agencies that can help with counseling.
At this point put aside the idea of getting any additional financing - with bad credit, you likely wouldn't be able to get an equity loan or a reverse mortgage.