Hi All
My dad is in assisted living. I’m his POA and manage all his bills etc. he cannot manage his affairs and is too disabled to get to his mailbox to get his mail. I have everything sent to me since I go see him maybe once a week.
Do I need to change his address with Medicaid and Medicare to reflect the address of the assisted living? All his documents have my address. It’s more convenient but I don’t want trouble. Could this be an issue and must I change the address? Thank you!
Since I had all of Dad's on-line accounts available, plus knowing the answers to his security questions, it was fairly easy to switch all his accounts to my home address.
Dad use to fuss whenever he got the monthly bill from the senior facility where he lived, so I had to keep after the facility to please please please mail it directly to me, and NO copies given to Dad. Otherwise Dad would start talking about moving out. Earth to facility, common sense here, folks :P
As for Medicaid, since each State manages their own Medicaid, it would be best to give them a call. As for Medicare, I believe I went on-line and at that time was able to give a "billing address" and a "residential address".
Medicare told me it needs to be a viable address, one they can contact him at. I can call him if need be so they said it's good. They are concerned that the person has passed and they haven't been notified, that's the reason for them having an address.
I don't know about Medicaid but you can give them your address as mailing address and the AL as physical address.
This is very common in lots of situations.
1. Provide Mom's SS card
2. Provide my legal papers, my ID
3. New bank account for deposits
4. Answer a few questions
5. Sign
6. Done
Mom was not present for any of this. I was at Social Security office for 5 minutes. I waited longer to talk with the employee than getting everything arranged.
We both have POA but never needed it -the safe deposit box is a totally different story. My dad can’t get into it without a court order because mom passed away and it was joint. He will never get into it. Paperwork is impossible to complete for the bank to inventory the contents prior to the court ordering it emptied. It has taken months thus far. (New York) do yourself a favor and empty it if both names are on it. Once one person passes, it’s VERY hard for the remaining person to open it.
NY like CA should be cut out of the country...OHIO should have been given to the bad guy in the Patriot too.
I know that States have their government rules/laws, BUT just because the safety deposit box has more than 1 signer does not make it joint; it just means anyone who has signed on the record can get to the box at anytime the bank is open. NOW, 99.9% of "owners" as customers are referred, are allowed to get certain items out of the box when another dies. These items would be birth certificate and burial real estate papers. The BANK IS REQUIRED TO INVENTORY AS SOON AS THEY ARE NOTIFIED AN OWNER HAS DIED. It takes 2 bank officers and 1 of the signers to "list" all items in the box. These items will stay inside the box, bank turns the inventory to the State. Tax records are reviewed so if there are back taxes owed and there is anything of value to recover, then the State "claims" those items and everything else is released to the other signers. It should only take 2-6 weeks from start to finish. Yes, the box will be coded as a signer is deceased (black insert in the signer lock) so no one can get to the box until the State releases. Your Dad should be able to get to that box unless the State is holding for monies owed. The bank will redo the box contract and it's like nothing happened.
FYI PEOPLE.....IF you have a safety deposit box, DO NOT LET THE BANK KNOW THAT ONE OF THE SIGNERS HAS DIED. GET TO THE BOX. REMOVE "EVERYTHING". CLOSE THE BOX. COME BACK A DAY OR 2 LATER AND OPEN A NEW CONTRACT FOR A SAFETY DEPOSIT BOX.
***this is the way to beat the system***
I had to deal with this when I was in retail banking. GET THERE BEFORE THE BANK/STATE KNOWS.
IF the owner(s) are deceased, all you should need is a copy of the death certificate for the bank to verify with the State. I only had to deal with this twice.
1. Husband committed suicide in front of wife by drinking pool acid. We inventoried the box....OMG, this guy had 1 of the largest boxes we had....FULL OF GOLD INGOTS, GEMS, COINS
2. A brother came in to clear his brother's box and accounts. His brother was murdered at a restaurant he worked. After hours a fired employee came back to get his last pay check, killed this guy's brother and night manager.
Those contents belong to your Dad. Something doesn't smell right. Go to Cuomo for an answer and get Dad's stuff back.
REMEMBER....GET STUFF OUT, THEN LET BANK KNOW A SIGNER DIED. IT'S A SAD THING TO DO, BUT THINK ABOUT HOW YOU'RE SCREWING THE STATE OUT OF INHERITANCE LAWS, POSSIBLY BACK TAXES.
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