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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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Chances are Medicaid already knows about the checking, savings, and CD accounts. Remember, Medicaid needs the money to help pay for her care in the nursing home.
I am disabled and 62 yrs old female, and my income is less than $14,000 but Medicaid states I have to pay $600.00 a month deductible before Medicaid kicks in 100%, is this true?
I am 62yrs disabled female, my income is less than $14,000 and eligible for Medicaid but my deductible is $600 a month deductible. I thought if I have Medicaid I would not have a deductible this high each month. If I had $600 I would go to the doctor.
MoePur, Medicaid will consider all funds that are in accounts with your friend's name on it as being 100% your friend's. This is why it is never good to co-mingle money when someone may need Medicaid.
If your friend is already on Medicaid in a NH, I am surprised that there is any money left in CDs or in bank accounts. Your friend would have had to go through spend-down before qualifying for Medicaid if she had over a certain amount -- $2000 in some states. In your position, I would stay away from this financial situation until I understood what was going on. Personally I am wondering how your friend has assets left if he/she is on Medicaid.
JessieBelle & Freqflyer are right in that your friend should have gone through a spend-down process to qualify for NH medicaid - usually 2k in assets. Their income less a very small amount (from $ 35-105) must be paid to the NH as their co-pay or SOC (share of cost). There should be no real $$ anymore if on medicaid.
So is she really on Medicaid? Or is she private pay and in spend down phase? Has she applied for medicaid & does she truly understand what Medicaid is and requires? Who is her DPOA & MPOA and how are they involved in this? If there is $ that should be spent down and instead got cashed out (like you take $ out) it will be viewed as gifting and place a transfer penalty on her application so she in ineligible for Medicaid to pay for the NH.
Really everbody - you, your friend, her DPOA, her financially responsible family - need to clearly understand what Medicaid (Medicaid not Medicare) requires. If all this is confusing, one of the experts on this site - Gabriel Heiser - has a most excellent book on this which you can get & is in many libraries as well.
Marge - are you getting some sort of in-home or community based services that are being paid by Medicaid? If so, then you may have to do a spend down each month to qualify. I'm not all that familiar in how those run. You may want to post this as a brand new question to get more responses.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
If your friend is already on Medicaid in a NH, I am surprised that there is any money left in CDs or in bank accounts. Your friend would have had to go through spend-down before qualifying for Medicaid if she had over a certain amount -- $2000 in some states. In your position, I would stay away from this financial situation until I understood what was going on. Personally I am wondering how your friend has assets left if he/she is on Medicaid.
So is she really on Medicaid? Or is she private pay and in spend down phase?
Has she applied for medicaid & does she truly understand what Medicaid is and requires? Who is her DPOA & MPOA and how are they involved in this? If there is $ that should be spent down and instead got cashed out (like you take $ out) it will be viewed as gifting and place a transfer penalty on her application so she in ineligible for Medicaid to pay for the NH.
Really everbody - you, your friend, her DPOA, her financially responsible family - need to clearly understand what Medicaid (Medicaid not Medicare) requires. If all this is confusing, one of the experts on this site - Gabriel Heiser - has a most excellent book on this which you can get & is in many libraries as well.