We are almost 68 and my husband is very disabled. We have Medicare. If a nursing home is needed, I think our finances would require us to apply for Medicaid eventually. Now we own a condo but soon we will move to a retirement community where we will be renting, after a large entrance fee. And secondly, could we continue to live in that retirement community--and have the health aides come to our home.christine
I suggest that you consult with an attorney specializing in Elder Law regarding qualifying for Medicaid and how your move will impact that. The lawyer will also be able to tell you exactly how your state handles in-home help. This is a big event in your life and it will effect you for many years. Get a professional to help you with it!
But gradually (over 9 years) I have had to add extra help such as recently when I had a total shoulder replacement. And doing this house move "alone" has been very taxing for me. I am asking for (and getting) help with the move from some people that know us and keeping the expenses down. I moved from a large house to this condo when my husband got sick. But it is very difficult. We also have a grown daughter (not living with us) who has major problems to deal with. Thanks, chris