A NJ relative wants to go to assisted living in Pa to be near relatives. Due to their age they feel certain that the money they have will run out. I was told that because they have a home in NJ that once the money runs out Medicare will only kick in if they go to assisted living in NJ. Is this a correct statement?
Medicaid is a program that funds long term nh care for those who are poverty striken and in medical need.
Your friend needs to consult a certified eldercare attorney about Medicaid eligibility.
Having a home in another state can be a sticky issue. A home is generally an exempt asset for a resident of THAT state. Because Medicaid is a state specific program, they really need to get expert legal advice from someone who knows both nj and pa Medicaid.
And Babalou is right in advising legal consultation. Medicaid can be very eary and straighforward to apply for if the person is single and has no assets. It can get complicated very quickly by things such as home in another state. It is so much better to spend some $$ upfront than to make a costly mistake!