Hi, my mom is low income on Social Security and will qualify for Medicaid soon.
My understanding is that an AL waiver will go towards the extras of Memory Care, not room and board. She is in probably stage 5 Alzheimer’s and otherwise in good health.
Is her SS check all she has to work with towards a monthly ALF fee?
What has happened as many do not need skilled care, is states get waivers to shift some of the NH $ to pay for others programs, like for PACE day program centers, or for AL or for MC. You have to find out exactly what waivers are out there specifically in your state and then if your mom will fit the eligibility and if there is a facility with an participating in the waiver and has an open bed. Maybe wait lists.
if you mom has a caseworker that’s who you ask. If she doesn’t, I’d suggest that you contact the Area on Aging to see what info they have on waiver programs in your area.
if she is not quite needing skilled care and there is no waiver that covers room & board in AL or MC, I’d try to find a board and care home for her. Board & care are way way less than a NH or even AL sometimes.
This is a question for a Medicaid caseworker because each State is different. You could find a nice LTC that excepts Medicaid.