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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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As for the checking account, what does your Mom's Will indicate to be part of her estate? You said "her" checking account.... was that account used by you to pay for her care? If so, I would assume it is now part of the estate.
All assets to be split equally. I always say her checking account. I used it to go grocery shopping, pay her bills, I took care of her. She couldn't get in and out of bed by herself. I would be there morning noon and night. I did it all for her.
If it's set up to be payable on death (POD), then it's yours. However, any automatic deposits (SS, pension etc) is part of the estate so you need a different account for those.
I am not a professional, this is just my take on the matter.
If you are joint on the account you can close it out, without even a death certificate. The bank does not need to be told. Call SS immediately, as well as pension or annuities, as it is a major fraud to accept her payments after she passes. While I would agree that you deserve a compensation, I personally would not risk breaking sibling bonds over a few bucks. I would be upfront about what I am taking and why, if they were absent for caring for mom, they should understand.
I would act in accordance with your mother's wishes. I have my name on my mother's checking and saving accounts. Together they are a sizable amount of money at the present time. If she doesn't have to enter a nursing home, they will still be sizable when she dies. I plan on dividing the money among the heirs if it is a large enough sum. My name is on the account as a convenience and not really as an owner. My mother and father wanted their remaining assets to be divided among their children, so it is what I will do.
If it was just a small amount, I would just convert it to me after paying all the final bills. Dividing a small amount wouldn't have any meaning and wouldn't be worth the time to do it unless someone asked that it be done.
My mom has had me on her checking account for years and her statements in the mail say "JTOWROS " after my name, which is for Joint Owner With Right of Survivorship. On my own business checking account (different bank) my husband is listed the same way. In both accounts, one person is basically using the account, but the other person is there "for when" one dies. Nobody would set up their account in this manner, unless.they really positively desired that joint owner to have all.the money, after they die. So yes, the account is now yours, and the siblings who were not specifically named, are not to receive any of it (unless you are feeling generous).
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
As for the checking account, what does your Mom's Will indicate to be part of her estate? You said "her" checking account.... was that account used by you to pay for her care? If so, I would assume it is now part of the estate.
I am not a professional, this is just my take on the matter.
While I would agree that you deserve a compensation, I personally would not risk breaking sibling bonds over a few bucks. I would be upfront about what I am taking and why, if they were absent for caring for mom, they should understand.
If it was just a small amount, I would just convert it to me after paying all the final bills. Dividing a small amount wouldn't have any meaning and wouldn't be worth the time to do it unless someone asked that it be done.