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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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Larry, someone has to pay the bills for your mother's care. If she does not do it, then the taxpayers will have to. If this is with regards to Medicaid, it is hard to fool them. They will wonder where the money went.
Larry - your in New Braunfels, correct? Then you are going to deal with TXDADS for your mom's Medicaid application. If it's anything like my mom's was, expect to have to provide for 3 years & 6 mos of all her banking and financials and all pages of her insurance (life, funeral, burial and health) as well as any tax assessor statements in order for Medicaid to approve her. My mom was in IL & had her home before moving to a NH, so it was pretty apparent as to where her income went but nevertheless a detailed history of banking was required. The application is done at the local level initially and the caseworker knows the area. If mom lives in an area viewed as affluent, you should expect a somewhat more intense review of the application (like if you live in 78209) or if mom banks at a more upscale bank (like Frost). If checks are written to a person, you may be asked for documentation as to what the check was for; & if not there expect a transfer penalty on it.
States seems to use a "pattern of spending" algorithm for review. In the Medicaid application you have to provide their awards letters (the letter from SS, retirements that state how much they get each month); info on their home; their old bank statements, etc. so the state knows how much they get annually. So if mom had 100K in the bank 5 years ago, lived with a child and gets 1K a month SS and now is down to 2K, there probably is gifting of funds somewhere as just where did 160K disappear to???? But if the same mom lived in AL @ 4K a month the past 3 years, it could totally make sense that she is down to 2K. Applying for Medicaid gives the state an all access pass to their health & financial history, can't hide funds or try to be cute in check writing. The penalty for fraud is serious for the person doing it and will have your elder ineligible for Medicaid.
Which government agency? Medicaid? IRS, now or after she passes? If the latter, is she actually in the range that her estate would be subject to inheritance tax?
You might get more specific advice if you clarified your mother's intent. Between this and the question about having a check your mother writes to someone endorsed over to you, it's not really clear what the situation is.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
States seems to use a "pattern of spending" algorithm for review. In the Medicaid application you have to provide their awards letters (the letter from SS, retirements that state how much they get each month); info on their home; their old bank statements, etc. so the state knows how much they get annually. So if mom had 100K in the bank 5 years ago, lived with a child and gets 1K a month SS and now is down to 2K, there probably is gifting of funds somewhere as just where did 160K disappear to???? But if the same mom lived in AL @ 4K a month the past 3 years, it could totally make sense that she is down to 2K. Applying for Medicaid gives the state an all access pass to their health & financial history, can't hide funds or try to be cute in check writing. The penalty for fraud is serious for the person doing it and will have your elder ineligible for Medicaid.
You might get more specific advice if you clarified your mother's intent. Between this and the question about having a check your mother writes to someone endorsed over to you, it's not really clear what the situation is.