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I am disabled and on Medicare and Medi Cal. My Mom has dementia and it has gotten a lot worse to the point that she may have to go into a nursing home and I have been taking care of her. I understand that because I am disabled and have lived with her since 1997 I can keep the house but will I be able to keep any of her assets or will every cent have to be spent down to the $2,000 Medi Cal states is all they can have?

Keeping the house is great but there is a lot of work/upkeep that needs to be done to it and termite damage. If every cent is taken then i don't know how I will be able to live here, pay taxes that we have saved or take care of the house.

Does anyone know what happens when there is a disabled child? There are also two other daughters that were suppose to inherit from Mom's Trust but it doesn't look like anything will be left.

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I too have a brother who is disabled. Mom was taking care of him until she got sick too now...they both helped each other....He is now her caregiver and I help
but mom doesn't want me their all the time. REally have looked for help but nothing so far....I understand how this works but the system doesn't seem to
help so far seems like all of us are on our own?????
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every state is different, I would contact an elder law attorney. You may be able to bury some assets. I know our accountant said that my Mom could gift a certain amount of money to each of us without any tax issues for us. My Mom has dementia too, and it is hard for me sometimes.
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I don't believe that technically you will be considered a "disabled child", since you are caring for your mother & not the other way around, right? I would ask an elder attorney about how to spend her money now (paying to fix termite damage? make a bathroom accessible? etc.) to avoid the penalty.
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