Mom neglected to pay her Part D Medicare bill which is for prescription insurance. So now I am taking over the bills for her. In the meantime she has no prescription insurance which is driving me crazy and broke. We've appealed the cancellation of coverage which takes 30 days before a response is received. There really is no good reason for this other than forgetfulness and she doesn't fit into any of the categories for SEP, any ideas on how to handle this? I can't afford all of these prescriptions she needs.
Is there any way around this?
My response is related to the fact your mom did not pay her premium.
It's good that you have taken over the bills. I hope you get Part D reinstated. But if you do, I suggest you set up auto paying the premium from a checking or other account so that this doesn't happen again the future.
Everyone should have it taken automatically when they have the Medicare taken from their Social Security check.
I realize this is locking the barn door after the animals have escaped - but for the future and anyone else not knowing, have the monies taken out automatically.
Here is some information. There is also a medicare hotline they will answer any questions you have.
https://www.aarp.org/health/medicare-insurance/info-2018/medicare-made-easy.html
https://www.medicare.gov/sign-up-change-plans/when-can-i-join-a-health-or-drug-plan/special-circumstances-special-enrollment-periods#
https://www.goodrx.com/blog/save-on-medications-goodrx-gold-drug-savings-program/ (website).
GoodRx Gold currently has a special offer where you can get a free membership for 30 days. After that, monthly plans will cost $5.99 for individuals and $9.99 for families.
Please check with your pharmasist, who has likely dealt with coupon companies like this a lot.
How r Moms finances. She maybe able to get Medicaid or like my Mom, a State prescription plan like PADD in NJ.