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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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My Mom is in the hospital now for 6 weeks and unable to communicate. Her long term insurance won't talk to Dad because he doesn't have a POA. Should we try to get guardianship? What else can we do?
One state away? Is that where Mom and Dad live; or is there a relative there that can handle the legal? If you are going to take care of Mom and Dad, long term planning would have them both near you or at your home? If it were my Mom, I would not let anyone leave her side in that hospital 24 hrs. a day, but then I always take the nuclear option if it means saving someone's life. That is just me.
Have her seen by your own private physician, who may give you a second opinion or tell you more. The hospital is trying to follow the new HIPPA laws of privacy. Good that you will be seeing an attorney, ask him for a writ of habeas corpus if they still have that. ( yes, it is for a live person too.)
Thanks to all for the information. Mom had ischemic bowel, ICU for 4.5 weeks, very very ill, stopped communicating. No stroke. Doctors can't figure out why she won't talk. Trying to move her closer to family one state away for skilled nursing but developed hospital acquired pneumonia. Has been on NG tube and also trying to get that removed and put in a PEG tube for feeding (failed swallow test). I will be contacting an elder care attorney to see if we can move forward on guardianship. Please, anyone reading this - do paperwork BEFORE something happens!! I have Dad signing his as well as myself, all of my siblings and my husband. Never realized how difficult all of this could be. Also, talk to aging relatives about their wishes during medical crisis and even upon their demise so no one is left making the decisions for them.
Social Workers know how to get the wheels moving. Guaridianship may be required, but in an emergency like this it was a total of 3 hours for me before walking out with the court order. Mthr was easy to serve papers on since she was at the hospital, and we had the hearing immediately upon the return of the sheriff who served her.
Who is listed as beneficiary on the LTC policy as person to be notified in secondary position? I would assume it is your Dad. Whatever you do make sure those premiums continue to be paid. Insurance company may be hoping for nonpament of premium so policy will lapse. Check with your state's Division of Local Affairs, the insuance commissioner is under that umbrella. They I am sure would be very helpful!
By law, LTC policies must have a second person to contact. The company may be breaking the law. Do not waste any time!
And please be sure to learn from this and get your dad to sign a POA and you get one for yourself too! It's never too early for that very important paperwork!!
What are the specific reasons for the hospitalization? Is she unable to communicate because she can't speak, or is she perhaps on a ventilator?
What's the prognosis for recovery? Is that the issue that's prompting the concern for lack of a health care proxy - i.e., there are some issues that because of her condition require consent but no one can give it?
I would think that the hospital would require the Living Will if critical decisions are to be made, but I don't have any experience with a long term care insurer so I'm not really sure what their role is in this situation.
It would help if you could provide more information on your mother's condition, why a proxy is specifically needed now, and what the future plans are, or are being considered.
I'm sorry that you and your father find yourselves I this predicament, and hope that your mother's condition really is only temporary.
Talk to the social worker at the hospital for guidance. Or an elder law attorney would be able to get guardianship by your dad, if they are still married, on an emergency basis. Your Dad needs to speak with an elder law attorney now. If tgere is not a POA in place I believe nost states will recognize a spouse as being responsible for decisions first.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
If you are going to take care of Mom and Dad, long term planning would have them both near you or at your home?
If it were my Mom, I would not let anyone leave her side in that hospital 24 hrs. a day, but then I always take the nuclear option if it means saving someone's life.
That is just me.
By law, LTC policies must have a second person to contact. The company may be breaking the law. Do not waste any time!
What's the prognosis for recovery? Is that the issue that's prompting the concern for lack of a health care proxy - i.e., there are some issues that because of her condition require consent but no one can give it?
I would think that the hospital would require the Living Will if critical decisions are to be made, but I don't have any experience with a long term care insurer so I'm not really sure what their role is in this situation.
It would help if you could provide more information on your mother's condition, why a proxy is specifically needed now, and what the future plans are, or are being considered.
I'm sorry that you and your father find yourselves I this predicament, and hope that your mother's condition really is only temporary.