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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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Been through this process. VA pension my net is called Aid and Attendance. There are veteran volunteers in every county to assist you with this tedious process. I would not recommend going directly through VA as process takes double the time. The volunteer advocates know tricks thru the process that get the money to your Mom much quicker. Just look up Aid and Attendance Advocate. My advocate was located in my county building.
Mom gets DAD'S SSI payments (which were higher than hers, so we applied after Dad passed) AND VA Aid & Attendance Survivor Benefits of $1149 per month. She had to have less than $50K in assets in order to qualify. I used a woman who works for the VA itself; she filled out all the paperwork & submitted it FOR me, all I had to do was show up with all the proper documentation. I found her name from an Elder Care Attorney, and she's been a Godsend.
Advocate will tell you everything you need to know. Mine offered to sit with me and assist filling out the many forms. Discharge papers and death certificate needed to begin process. My mom gets approx $1400 per month.
We went with an attny that did nothing but work for veterans. It cost us about 2000 but it was worth it for him to do everything for us. It took about 3 mos. but it's retro active and those 3 mos. will be paid. My dad is 93 and living independently but my mom is in dem/alz facility. He still gets his SS. Going on 6 years. Good Luck and God Bless. Oh, when we did it the limit on amount you could have was 25,000 I believe. We put everything in a Trust so it would be safe and I could pay bills or give him more money when he needs it.
Applying for VA benefits for us was very easy. Moms first check arrived 3 months after I applied. Here are some things to note...the asset limit for mom is 60,000 at the time we applied, you do not lose social security , maxium benefit for spouse is 1149.00 a month. No one is allowed to charge you to help fill out application, this is against federal law. I did a step by step breakdown for anyone starting the process. If you want to read it private message me and I am more than happy to share the link with you. The forum will not allow me to share it on the threads. My best advice is once you have your forms filled out to the best of your ability take the to your local VA office and connect with a rep face to face, this way you have a personal rep you can go to with future questions. My rep responds to my emails same day and has been wonderful. If anyone has questions reach out to me I am glad to share what I know.
Want2, the questions you ask aren't simple, nor are the answers. A trust can only be drafted by a qualified estate planning or elder law attorney, and is focused on the specific needs of the individual (you or whoever you're caring for). It's prepared in conjunction with other estate planning documents, including a Pour-Over Will, and powers of attorney.
You may not need one; it isn't for everyone. Perhaps a simple Will would be more appropriate.
As to finding sources for investment, this requires more effort on your part. You'll need to list all your financial assets, and do some research on what's the best for your situation. I.e., do you need a financial product that allows you to withdraw funds regularly, or do you need something for a long term situation? Do you want growth funds or stable "widows and orphan" funds or stocks?
You could go to a financial planner, but you need to review your own financial situation first to understand what a planner might suggest, and compare that to what you need.
If, however, your question is how do you find an attorney and/or financial planner....for an attorney, research the website of your local state or county attorney bar association, look for practice groups of estate planning and/or elder law, review the websites of those firms to get an idea of their range of services within their practice areas, as well as their experience.
Contact a few, ask for their hourly or lump sum rates and what they prepare for those charges. You might want an introductory visit just to discuss what you need, and whether a trust is even appropriate for you.
As to financial planners, I would find an attorney first; they sometimes work with financial planners and can recommend one.
But the most important thing you can do first is inventory your assets so the attorney can advise whether a trust is even appropriate.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Good luck.
You may not need one; it isn't for everyone. Perhaps a simple Will would be more appropriate.
As to finding sources for investment, this requires more effort on your part. You'll need to list all your financial assets, and do some research on what's the best for your situation. I.e., do you need a financial product that allows you to withdraw funds regularly, or do you need something for a long term situation? Do you want growth funds or stable "widows and orphan" funds or stocks?
You could go to a financial planner, but you need to review your own financial situation first to understand what a planner might suggest, and compare that to what you need.
If, however, your question is how do you find an attorney and/or financial planner....for an attorney, research the website of your local state or county attorney bar association, look for practice groups of estate planning and/or elder law, review the websites of those firms to get an idea of their range of services within their practice areas, as well as their experience.
Contact a few, ask for their hourly or lump sum rates and what they prepare for those charges. You might want an introductory visit just to discuss what you need, and whether a trust is even appropriate for you.
As to financial planners, I would find an attorney first; they sometimes work with financial planners and can recommend one.
But the most important thing you can do first is inventory your assets so the attorney can advise whether a trust is even appropriate.
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